Is Ares Commercial Real Estate Corp (ACRE) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 368.8% / 30% | 10.3% / 30% | 0.0% / 30% | 425.28% / 5% | ✗ NOT HALAL |
| DJIM | 368.8% / 33% | 10.3% / 33% | 0.0% / 33% | 425.28% / 5% | ✗ NOT HALAL |
| MSCI | 64.7% / 33% | 1.8% / 33% | 0.0% / 33% | 425.28% / 5% | ✗ NOT HALAL |
| S&P | 368.8% / 33% | 10.3% / 33% | 0.0% / 33% | 425.28% / 5% | ✗ NOT HALAL |
| FTSE | 64.7% / 33% | 1.8% / 33% | 0.0% / 50% | 425.28% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 100.0% | |
| Operating Margin | -195.8% | |
| Net Margin | -1.2% | |
| Return on Equity (ROE) | -0.2% | |
| Return on Assets (ROA) | -0.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $21M |
| Free Cash Flow | $20M |
| Total Debt | $1.0B |
| Debt-to-Equity | 205.6 |
| Current Ratio | 2.5 |
| Total Assets | $1.6B |
Price & Trading
| Last Close | $4.87 |
| 50-Day MA | $5.05 |
| 200-Day MA | $4.84 |
| Avg Volume | 557K |
| Beta | 1.3 |
|
52-Week Range
$3.35
| |
About Ares Commercial Real Estate Corp (ACRE)
Ares Commercial Real Estate Corporation, a specialty finance company, engages in the originating and investing in commercial real estate (CRE) loans and related investments in the United States. The company provides loan opportunities for the owners, operators, and sponsors of CRE properties. Its investments includes senior mortgage loans, subordinate debt, preferred equity products, mezzanine loans, and other CRE investments, such as commercial mortgage-backed securities. It has elected and qualified to be taxed as a real estate investment trust for the United States federal income tax purposes under the Internal Revenue Code of 1986. Ares Commercial Real Estate Corporation was incorporated in 2011 and is based in New York, New York.
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Frequently Asked Questions
Is Ares Commercial Real Estate Corp (ACRE) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Ares Commercial Real Estate Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Ares Commercial Real Estate Corp's debt ratio?
Ares Commercial Real Estate Corp's debt ratio is 368.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 64.7%.
What are Ares Commercial Real Estate Corp's key financial metrics?
Ares Commercial Real Estate Corp has a market capitalization of $264M, and revenue of $23M. The company maintains a gross margin of 100.0% and a net margin of -1.2%. Return on equity stands at -0.2%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.