Is ARBOR REALTY TRUST INC (ABR) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 347.3% / 30% | 26.2% / 30% | 0.4% / 30% | 187.53% / 5% | ✗ NOT HALAL |
| DJIM | 347.3% / 33% | 26.2% / 33% | 0.4% / 33% | 187.53% / 5% | ✗ NOT HALAL |
| MSCI | 44.1% / 33% | 3.3% / 33% | 0.0% / 33% | 187.53% / 5% | ✗ NOT HALAL |
| S&P | 347.3% / 33% | 26.2% / 33% | 0.4% / 33% | 187.53% / 5% | ✗ NOT HALAL |
| FTSE | 44.1% / 33% | 3.3% / 33% | 0.0% / 50% | 187.53% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 83.9% | |
| Operating Margin | 34.9% | |
| Net Margin | 27.3% | |
| Return on Equity (ROE) | 5.1% | |
| Return on Assets (ROA) | 1.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $372M |
| Free Cash Flow | $372M |
| Total Debt | $6.4B |
| Debt-to-Equity | 362.2 |
| Current Ratio | 2.5 |
| Total Assets | $14.5B |
Price & Trading
| Last Close | $7.56 |
| 50-Day MA | $7.79 |
| 200-Day MA | $9.84 |
| Avg Volume | 4.2M |
| Beta | 1.3 |
|
52-Week Range
$7.11
| |
About ARBOR REALTY TRUST INC (ABR)
Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. It operates in two segments, Structured Business and Agency Business. The company invests in bridge and mezzanine loans, including junior participating interests in first mortgages, and preferred and direct equity, as well as real estate-related joint ventures, real estate-related notes, and various mortgage-related securities. It also offers bridge financing products to borrowers who seek short-term capital to be used in an acquisition of property; financing products to borrowers looking to develop, acquire or refinance conventional, workforce and affordable single-family rental (SFR) housing; multifamily investors short-term floating-rate financing for new and construction-ready multifamily projects; and mezzanine financing in the form of loans that are subordinate to a conventional first mortgage loan and senior to the borrower's equity in a transaction. In addition, the company provides financing by making preferred equity investments in entities that directly or indirectly own real property that are subordinate to a first mortgage loan; and invest in structured transactions, which are primarily comprised of joint ventures formed to acquire, develop and/or sell real estate-related assets. Further, it underwrites, originates, sells, and services financing loans underwritten using similar guidelines of existing agency loans sold to the government-sponsored enterprises; and long-term permanent fixed rate loans on SFR properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Arbor Realty Trust, Inc. was incorporated in 2003 and is headquartered in Uniondale, New York.
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Frequently Asked Questions
Is ARBOR REALTY TRUST INC (ABR) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), ARBOR REALTY TRUST INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is ARBOR REALTY TRUST INC's debt ratio?
ARBOR REALTY TRUST INC's debt ratio is 347.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 44.1%.
What are ARBOR REALTY TRUST INC's key financial metrics?
ARBOR REALTY TRUST INC has a market capitalization of $1.6B, trailing P/E ratio of 13.1, and revenue of $501M. The company maintains a gross margin of 83.9% and a net margin of 27.3%. Return on equity stands at 5.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.