JECO (8050) Financial Ratio Screen
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MSCI new-inclusion financial-ratio snapshot
8050 financial screening at a glance
Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.
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Business activity evidence
Business exclusion flag
The supplied classification (Insurance - Property & Casualty) matches a prohibited-activity category.
Revenue segments: Not yet checked against an SEC annual filing.
Profile description reviewed: Salama Cooperative Insurance Company provides insurance products and services in the Kingdom of Saudi Arabia. The company operates through Medical, Motor, and Others segments. It offers motor insurance products, including comprehensive, third party, and corporate insurance products that cover accidents, fire, towing, malicious, and theft, as well as estimation and medical expenses; and medical insurance, such as Sme Raha and corporate insurance products that cover care type, medicines, chronic diseases, vaccinations, maternity and neonatal, physiotherapy, ophthalmology, dental care, oncology, and CCHI expenses. The company also provides travel insurance comprising personal accident, medical expenses, repatriation of mortal, lost baggage, passport loss, cash loss, personal liability, and accidental death insurance; and malpractice insurance for specialties, flexible, and medical facilities coverage. In addition, it offers general insurance coverage products, such as engineering, liability, marine, property, and general accident insurance. The company was formerly known as Saudi IAIC Cooperative Insurance Company and changed its name to Salama Cooperative Insurance Company in 2012. Salama Cooperative Insurance Company was founded in 1979 and is based in Jeddah, the Kingdom of Saudi Arabia.
Sources to verify: Secondary company profile and classification · Issuer website
A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.
Published-ratio reproductions (not certifications)
The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| MSCI | Excluded — Insurance - Property & Casualty | BUSINESS EXCLUSION FLAG* | |||
| FTSE | Excluded — Insurance - Property & Casualty | BUSINESS EXCLUSION FLAG* | |||
Financial Highlights
Profitability
| Gross Margin | -15.3% | |
| Operating Margin | -27.5% | |
| Net Margin | -15.7% | |
| Return on Equity (ROE) | -34.9% | |
| Return on Assets (ROA) | -7.2% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$2M |
| Free Cash Flow | -$5M |
| Total Debt | $15M |
| Debt-to-Equity | 5.6 |
| Current Ratio | 25.2 |
| Total Assets | $809M |
Price & Trading
| Last Close | SAR 7.52 |
| 50-Day MA | SAR 8.55 |
| 200-Day MA | SAR 10.76 |
| Avg Volume | 138K |
| Beta | 0.3 |
|
52-Week Range
SAR 7.20
| |
Financial data provenance and verification
The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.
- Issuer website — use its investor-relations filings to verify the figures.
- Field mapping, formulas and limitations.
Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.
About JECO (8050)
Salama Cooperative Insurance Company provides insurance products and services in the Kingdom of Saudi Arabia. The company operates through Medical, Motor, and Others segments. It offers motor insurance products, including comprehensive, third party, and corporate insurance products that cover accidents, fire, towing, malicious, and theft, as well as estimation and medical expenses; and medical insurance, such as Sme Raha and corporate insurance products that cover care type, medicines, chronic diseases, vaccinations, maternity and neonatal, physiotherapy, ophthalmology, dental care, oncology, and CCHI expenses. The company also provides travel insurance comprising personal accident, medical expenses, repatriation of mortal, lost baggage, passport loss, cash loss, personal liability, and accidental death insurance; and malpractice insurance for specialties, flexible, and medical facilities coverage. In addition, it offers general insurance coverage products, such as engineering, liability, marine, property, and general accident insurance. The company was formerly known as Saudi IAIC Cooperative Insurance Company and changed its name to Salama Cooperative Insurance Company in 2012. Salama Cooperative Insurance Company was founded in 1979 and is based in Jeddah, the Kingdom of Saudi Arabia.
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Frequently Asked Questions
Is JECO (8050) halal to invest in?
The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.
What is JECO's debt ratio?
JECO's debt ratio is not available in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.
What are JECO's key financial metrics?
JECO has a market capitalization of SAR 231M in its listing currency, and revenue of $516M. The company maintains a gross margin of -15.3% and a net margin of -15.7%. Return on equity stands at -34.9%.
How often is the screening data updated?
Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.