Is Hong Leong Bank (5819) Halal?

KLS Financial Services Malaysia $45.7B
✗ NOT HALAL
Confidence: 95/100
Hong Leong Bank (5819) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from June 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
10.7
Forward: 9.6
EPS
$2.08
Dividend Yield
439.0%
Payout: 46.1%
P/B Ratio
1.1
Revenue
$6.3B
Growth: 0.2%
Beta
0.1
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 64.6%
Net Margin 62.8%
Return on Equity (ROE) 11.0%
Return on Assets (ROA) 1.4%

Cash Flow & Balance Sheet

Operating Cash Flow-$4.0B
Free Cash Flow-$4.1B
Total Debt$4.9B
Total Assets$314.6B

Price & Trading

Last CloseMYR 22.50
50-Day MAMYR 23.79
200-Day MAMYR 21.39
Avg Volume1.6M
Beta0.1
52-Week Range
MYR 18.42
MYR 25.80

About Hong Leong Bank (5819)

CEO
Mr. Sai Yoke Lam
Sector
Financial Services
Industry
Banks - Regional
Country
Malaysia
Exchange
KLS
Market Cap
$45.7B
Currency
MYR

Hong Leong Bank Berhad operates as a financial services company in Malaysia and internationally. The company operates through Personal Financial Services, Business & Corporate Banking, Global Markets, Overseas/International Operations, and Other Operations segments. Its deposit products include current, savings, fixed deposit, salary, multi-currency, top yield, foreign currency, safe deposit boxes, and business flexi fixed and fixed deposit accounts. The company also offers personal, property, auto, industrial hire purchase, business mortgage, term, working capital, and onshore foreign currency loans; credit cards; share margin, loan, share, and mortgage financing services; letters of credit; and overdrafts and revolving credit facilities, as well as refinancing. In addition, it provides structured investments, unit trust, bonds, and foreign share trading services; and collection, shipping and bank guarantee, bankers' acceptance, trust receipt, invoice financing, export credit refinancing, foreign/domestic bills of exchange purchased, advance against trade, ebroking, remittance, and wealth and cash management services. Further, the company offers motor, travel, home, life, personal accident, medical, card, investment linked, and safe deposit locker insurance products; payments, merchants, and online banking services; and agent and nominee, and ATM services, as well as invests in and manages properties. Additionally, it offers Islamic banking services. The company was formerly known as MUI Bank Berhad and changed its name to Hong Leong Bank Berhad in January 1991. The company was incorporated in 1905 and is headquartered in Kuala Lumpur, Malaysia. Hong Leong Bank Berhad is a subsidiary of Hong Leong Financial Group Berhad.

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Frequently Asked Questions

Is Hong Leong Bank (5819) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Hong Leong Bank is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Hong Leong Bank's debt ratio?

Hong Leong Bank's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Hong Leong Bank's key financial metrics?

Hong Leong Bank has a market capitalization of $45.7B, trailing P/E ratio of 10.7, and revenue of $6.3B. Return on equity stands at 11.0%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.