Is Matrix Concepts (5258) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 30.0% | |
| Net Margin | 21.4% | |
| Return on Equity (ROE) | 7.1% | |
| Return on Assets (ROA) | 0.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.9B |
| Free Cash Flow | $1.8B |
| Total Debt | $4.3B |
| Total Assets | $104.1B |
Price & Trading
| Last Close | MYR 2.39 |
| 50-Day MA | MYR 2.44 |
| 200-Day MA | MYR 2.32 |
| Avg Volume | 1.9M |
| Beta | 0.3 |
|
52-Week Range
MYR 2.19
| |
About Matrix Concepts (5258)
Bank Islam Malaysia Berhad, together with its subsidiaries, provides Islamic banking products and services in Malaysia. It operates through Group Retail Banking and Group Institutional Banking segments. The company offers term deposits; savings, current, and investment accounts; personal, home, education, and vehicle financing products; debit and credit cards; and wealth management products, including unit trust, takaful protection, will writing, and shares trading. It also provides letters of credit, trade working capital financing, bills of exchange purchased, documentary bills for collection, export credit refinancing, accepted bills, shipping and bank guarantee, SME guarantee financing, and foreign currency exchange services; term and syndicated financing services; and vendor, business premises, procurement and contract, and bridging financing programs. In addition, the company offers cash management services; business financing products; treasury services, such as money and capital market, and foreign remittance services; and trade operations, as well as SME and agent banking services. Further, it provides internet banking, automated teller and cash deposit machine, and bill payment services. Additionally, the company offers nominee, and stockbroking services. It serves retail, corporate, and commercial customers; and small and medium enterprises. Bank Islam Malaysia Berhad was incorporated in 1983 and is based in Kuala Lumpur, Malaysia.
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Frequently Asked Questions
Is Matrix Concepts (5258) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Matrix Concepts is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Matrix Concepts's debt ratio?
Matrix Concepts's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Matrix Concepts's key financial metrics?
Matrix Concepts has a market capitalization of $5.4B, trailing P/E ratio of 9.6, and revenue of $2.5B. Return on equity stands at 7.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.