Matrix Concepts (5258) Financial Ratio Screen

KLS Financial Services Malaysia MYR 4578M
BUSINESS EXCLUSION FLAG*
Automated financial screen · activity assessed separately
Matrix Concepts (5258) is potentially non-compliant because its supplied classification is Banks - Regional. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Follow screening changes

Email alerts are not currently available. Bookmark this page and check the financial period and retrieval date when reviewing a result.

MSCI new-inclusion financial-ratio snapshot

5258 financial screening at a glance

BUSINESS EXCLUSION FLAG*Financial ratios shown separately from business review — not a fatwa
Debt ratio
N/A
Not available vs 30%
Cash ratio
N/A
Not available vs 30%
Receivables + cash
N/A
Not available vs 30%
Impermissible income
N/A
Not available vs 5%

Calculation date: 2026-10-15. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleBusiness exclusion flagSupplied classification requires attention
FTSE/Yasaar-styleBusiness exclusion flagSupplied classification requires attention
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityBusiness exclusion flagSupplied sector or industry classification matched an exclusion
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-10-15S&P-style historynot availableLast activity reviewnot yet reviewed

The request button opens your email application with a pre-filled message. HalalStockGuide receives no address or request unless you choose to send it.

Business activity evidence

Business exclusion flag

The supplied classification (Banks - Regional) matches a prohibited-activity category.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Bank Islam Malaysia Berhad, together with its subsidiaries, provides Islamic banking products and services in Malaysia. It operates through the Group Retail Banking and Group Institutional Banking segments. The company offers term deposits; savings, current, and investment accounts; personal, home, vehicle, and education financing, as well as corporate and syndicated, vendor, CACKNA scheme, commercial business takaful, procurement and contract, SME and EZ bank guarantee, bridging, and receivables financing; debit and credit cards, and letters of credit; and agent banking. It also provides wealth management products, such as takaful protection, unit trust, will writing, shares trading, and retail sukuk investment services; money and capital markets, foreign remittance services, foreign exchange, fixed income markets, and structured products; business cash lines, financial lease, revolving credits, and trade operations; and currency exchange and liquidity management. In addition, the company offers mobile and web banking, ATM services, bill payment services, transfer services, cash deposit machines, stockbroking, and nominee services. Bank Islam Malaysia Berhad was incorporated in 1983 and is based in Kuala Lumpur, Malaysia.

Sources to verify: Secondary company profile and classification · Issuer website

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style debt and cash reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI Excluded — Banks - Regional BUSINESS EXCLUSION FLAG*
FTSE Excluded — Banks - Regional BUSINESS EXCLUSION FLAG*

Financial Highlights

P/E Ratio
8.1
Forward: 8.4
EPS
currency unverified 0.25
Dividend Yield
719.0%
Payout: 58.6%
P/B Ratio
0.6
Revenue
MYR 2.5B
Growth: 3.6%
Beta
0.2
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 27.6%
Net Margin 21.1%
Return on Equity (ROE) 7.0%
Return on Assets (ROA) 0.5%

Cash Flow & Balance Sheet

Operating Cash FlowMYR 1.9B
Free Cash FlowMYR 1.8B
Total DebtMYR 4.3B
Total AssetsMYR 104.1B

Price & Trading

Last CloseMYR 2.01
50-Day MAMYR 2.10
200-Day MAMYR 2.26
Avg Volume866K
Beta0.2
52-Week Range
MYR 2.00
MYR 2.55

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-10-10 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About Matrix Concepts (5258)

CEO
Ms. Teh Maimunah Raja Abdul Aziz
Employees
5,925
Sector
Financial Services
Industry
Banks - Regional
Country
Malaysia
Exchange
KLS
Market Cap (listing currency)
MYR 4578M
Currency
MYR

Bank Islam Malaysia Berhad, together with its subsidiaries, provides Islamic banking products and services in Malaysia. It operates through the Group Retail Banking and Group Institutional Banking segments. The company offers term deposits; savings, current, and investment accounts; personal, home, vehicle, and education financing, as well as corporate and syndicated, vendor, CACKNA scheme, commercial business takaful, procurement and contract, SME and EZ bank guarantee, bridging, and receivables financing; debit and credit cards, and letters of credit; and agent banking. It also provides wealth management products, such as takaful protection, unit trust, will writing, shares trading, and retail sukuk investment services; money and capital markets, foreign remittance services, foreign exchange, fixed income markets, and structured products; business cash lines, financial lease, revolving credits, and trade operations; and currency exchange and liquidity management. In addition, the company offers mobile and web banking, ATM services, bill payment services, transfer services, cash deposit machines, stockbroking, and nominee services. Bank Islam Malaysia Berhad was incorporated in 1983 and is based in Kuala Lumpur, Malaysia.

Popular halal stock checks

Explore other frequently viewed automated stock screens and compare the available financial ratios.

Frequently Asked Questions

Is Matrix Concepts (5258) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is Matrix Concepts's debt ratio?

Matrix Concepts's debt ratio is not available in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are Matrix Concepts's key financial metrics?

Matrix Concepts has a market capitalization of MYR 4578M in its listing currency, trailing P/E ratio of 8.1, and revenue of MYR 2.5B. Return on equity stands at 7.0%.

How often is the screening data updated?

Calculation date: 2026-10-15. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.