Is Budget Saudi (4260) Halal?

SAU Industrials Saudi Arabia $4.4B
✗ NOT HALAL
Confidence: 90/100
Budget Saudi (4260) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 38.3% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Budget Saudi operates in the Industrials sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 38.3%
/ 30%
1.8%
/ 30%
14.0%
/ 30%
0.0%
/ 5%
✗ NOT HALAL
DJIM 38.3%
/ 33%
1.8%
/ 33%
14.0%
/ 33%
0.0%
/ 5%
✗ NOT HALAL
MSCI 33.3%
/ 33%
1.6%
/ 33%
12.2%
/ 33%
0.0%
/ 5%
✓ HALAL
S&P 38.3%
/ 33%
1.8%
/ 33%
14.0%
/ 33%
0.0%
/ 5%
✗ NOT HALAL
FTSE 33.3%
/ 33%
1.6%
/ 33%
12.2%
/ 50%
0.0%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
12.3
Forward: 8.1
EPS
$3.42
Dividend Yield
267.0%
Payout: 32.9%
P/B Ratio
1.6
EV/EBITDA
6.4
EV: $6.1B
Revenue
$2.0B
Growth: 24.5%
Beta
0.1
Low volatility
Current Ratio
0.7

Profitability

Gross Margin 28.5%
Operating Margin 16.6%
Net Margin 15.0%
Return on Equity (ROE) 12.5%
Return on Assets (ROA) 5.6%

Cash Flow & Balance Sheet

Operating Cash Flow$83M
Free Cash Flow$39M
Total Debt$1.7B
Debt-to-Equity60.7
Current Ratio0.7
Total Assets$5.0B

Price & Trading

Last CloseSAR 42.12
50-Day MASAR 43.56
200-Day MASAR 49.95
Avg Volume270K
Beta0.1
52-Week Range
SAR 38.40
SAR 62.33

About Budget Saudi (4260)

CEO
Mr. Fawaz Abdullah Ahmed Danish
Sector
Industrials
Industry
Rental & Leasing Services
Country
Saudi Arabia
Exchange
SAU
Market Cap
$4.4B
Currency
SAR

United International Transportation Company, together with its subsidiaries, engages in the leasing and rental of vehicles, and used car sales under the Budget Rent a Car name in Saudi Arabia. It operates through Lease, Rental, and Used car sales segments. The company provides services, such as short term local and international rental, long term rental, car rental, chauffeur, limousine and cross border rental, corporate leasing, and frequent travelers loyalty programs. It also rents and leases heavy vehicles and equipment, as well as trades in heavy vehicles, equipment, and spare parts. In addition, the company is involved in the transportation of goods, air cargo, and marine freight; and trading and maintenance of vehicles. The company was founded in 1978 and is headquartered in Jeddah, Saudi Arabia.

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Frequently Asked Questions

Is Budget Saudi (4260) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Budget Saudi is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Budget Saudi's debt ratio?

Budget Saudi's debt ratio is 38.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 33.3%.

What are Budget Saudi's key financial metrics?

Budget Saudi has a market capitalization of $4.4B, trailing P/E ratio of 12.3, and revenue of $2.0B. The company maintains a gross margin of 28.5% and a net margin of 15.0%. Return on equity stands at 12.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.