Is BOC HK (2388) Halal?

HKSE Financial Services Hong Kong $433.1B
✗ NOT HALAL
Confidence: 95/100
BOC HK (2388) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
10.7
Forward: 10.7
EPS
$3.82
Dividend Yield
559.0%
Payout: 59.7%
P/B Ratio
1.2
Revenue
$71.8B
Growth: 10.4%
Beta
0.2
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 77.4%
Net Margin 58.0%
Return on Equity (ROE) 12.2%
Return on Assets (ROA) 1.0%

Cash Flow & Balance Sheet

Operating Cash Flow$1.9B
Free Cash Flow-$323M
Total Debt$78.7B
Total Assets$4.2T

Price & Trading

Last CloseHKD 41.40
50-Day MAHKD 41.85
200-Day MAHKD 38.50
Avg Volume11.6M
Beta0.2
52-Week Range
HKD 27.75
HKD 44.90

About BOC HK (2388)

CEO
Mr. Yu Sun
Employees
15,228
Sector
Financial Services
Industry
Banks - Regional
Country
Hong Kong
Exchange
HKSE
Market Cap
$433.1B
Currency
HKD

BOC Hong Kong (Holdings) Limited, an investment holding company, provides banking and related financial services to corporate and individual customers in Hong Kong, China, and internationally. The company operates through four segments: Personal Banking, Corporate Banking, Treasury, and Insurance. It offers savings, current, and time deposit accounts; mortgage plans; corporate deposits, and payroll and e-cheque services. The company also offers cross-border financial and remittance services; and securities, funds, foreign exchange services, precious metals and FX margin services, currency linked investments, bonds, market information services, monthly savings plans, and structured products, as well as business and personal loans. In addition, it provides business and accident protection, medical, travel and leisure, family protection, RMB, and personal life insurance products; and credit cards. Further, the company offers safe deposit box, e-bill, and payment services; personal and corporate RMB, and RMB clearing bank services; business comprehensive, property, liability, group, and retailer comprehensive insurance plans; small business, asset-pledge, and syndicated loans; accounts receivable, machinery and equipment, SME green, and project financing; business banking, trade finance and services, investment, treasury, corporate collection and payment, e-commerce, and card services; and custody and cash management services. Additionally, it provides wealth management and overdraft services; mandatory provident fund schemes; and private and corporate banking services, as well as internet, phone, and mobile banking services; and trade related products and other credit facilities. BOC Hong Kong (Holdings) Limited was founded in 1917 and is based in Central, Hong Kong. BOC Hong Kong (Holdings) Limited is a subsidiary of BOC Hong Kong (BVI) Limited.

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Frequently Asked Questions

Is BOC HK (2388) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), BOC HK is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is BOC HK's debt ratio?

BOC HK's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are BOC HK's key financial metrics?

BOC HK has a market capitalization of $433.1B, trailing P/E ratio of 10.7, and revenue of $71.8B. Return on equity stands at 12.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.