Is Savola (2050) Halal?

SAU Consumer Defensive Saudi Arabia $7.7B
✗ NOT HALAL
Confidence: 90/100
Savola (2050) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 107.1% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Savola operates in the Consumer Defensive sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 107.1%
/ 30%
46.2%
/ 30%
30.0%
/ 30%
0.55%
/ 5%
✗ NOT HALAL
DJIM 107.1%
/ 33%
46.2%
/ 33%
30.0%
/ 33%
0.55%
/ 5%
✗ NOT HALAL
MSCI 32.7%
/ 33%
14.1%
/ 33%
9.1%
/ 33%
0.55%
/ 5%
✓ HALAL
S&P 107.1%
/ 33%
46.2%
/ 33%
30.0%
/ 33%
0.55%
/ 5%
✗ NOT HALAL
FTSE 32.7%
/ 33%
14.1%
/ 33%
9.1%
/ 50%
0.55%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
8.8
Forward: 16.3
EPS
$2.94
P/B Ratio
1.4
EV/EBITDA
7.8
EV: $13.6B
Revenue
$26.1B
Growth: 21.5%
Beta
0.5
Low volatility
Current Ratio
0.9

Profitability

Gross Margin 19.2%
Operating Margin -1.3%
Net Margin 3.4%
Return on Equity (ROE) 15.8%
Return on Assets (ROA) 3.3%

Cash Flow & Balance Sheet

Operating Cash Flow$1.1B
Free Cash Flow$210M
Total Debt$5.8B
Debt-to-Equity90.4
Current Ratio0.9
Total Assets$20.5B

Price & Trading

Last CloseSAR 26.08
50-Day MASAR 23.32
200-Day MASAR 24.36
Avg Volume678K
Beta0.5
52-Week Range
SAR 20.45
SAR 32.65

About Savola (2050)

CEO
Mr. Sameh Mahmoud Hassan
Sector
Consumer Defensive
Industry
Packaged Foods
Country
Saudi Arabia
Exchange
SAU
Market Cap
$7.7B
Currency
SAR

Savola Group Company, together with its subsidiaries, produces, markets, and distributes food products. It operates through five segments: Food Processing, Retail, Food Services, Frozen Food, and Investments. The company offers edible oils, sugar, pasta, spices, nuts, pulses, and other food products. It also engages in the agro cultivation, services and maintenance, retail, trading and distribution, wholesale and retail distribution of frozen food products, trading and distribution of seafood products, restaurant, renewable energy, e-commerce, and real estate activities, as well as investments in equity-accounted investees and other investments activities. In addition, it retails grocery products through a network of hyper markets, supermarkets, and convenience stores. Savola Group Company was founded in 1978 and is headquartered in Jeddah, the Kingdom of Saudi Arabia.

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Frequently Asked Questions

Is Savola (2050) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Savola is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Savola's debt ratio?

Savola's debt ratio is 107.1% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 32.7%.

What are Savola's key financial metrics?

Savola has a market capitalization of $7.7B, trailing P/E ratio of 8.8, and revenue of $26.1B. The company maintains a gross margin of 19.2% and a net margin of 3.4%. Return on equity stands at 15.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.