Is Saudi Ceramics (2040) Halal?

SAU Industrials Saudi Arabia $2.9B
✗ NOT HALAL
Confidence: 90/100
Saudi Ceramics (2040) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 30.6% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Saudi Ceramics operates in the Industrials sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 30.6%
/ 30%
1.6%
/ 30%
8.1%
/ 30%
0.0%
/ 5%
✗ NOT HALAL
DJIM 30.6%
/ 33%
1.6%
/ 33%
8.1%
/ 33%
0.0%
/ 5%
✓ HALAL
MSCI 31.1%
/ 33%
1.6%
/ 33%
8.3%
/ 33%
0.0%
/ 5%
✓ HALAL
S&P 30.6%
/ 33%
1.6%
/ 33%
8.1%
/ 33%
0.0%
/ 5%
✓ HALAL
FTSE 31.1%
/ 33%
1.6%
/ 33%
8.3%
/ 50%
0.0%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
16.2
Forward: 26.6
EPS
$1.81
Dividend Yield
349.0%
Payout: 27.6%
P/B Ratio
1.9
EV/EBITDA
-52.0
EV: $3.7B
Revenue
$1.5B
Growth: 20.3%
Beta
0.4
Low volatility
Current Ratio
1.4

Profitability

Gross Margin 28.5%
Operating Margin -83.4%
Net Margin 12.1%
Return on Equity (ROE) 12.1%
Return on Assets (ROA) -4.7%

Cash Flow & Balance Sheet

Operating Cash Flow$116M
Free Cash Flow$17M
Total Debt$851M
Debt-to-Equity54.7
Current Ratio1.4
Total Assets$2.8B

Price & Trading

Last CloseSAR 28.66
50-Day MASAR 27.28
200-Day MASAR 29.14
Avg Volume292K
Beta0.4
52-Week Range
SAR 24.00
SAR 34.64

About Saudi Ceramics (2040)

CEO
Azzam Saud Al-Madhihim
Sector
Industrials
Industry
Building Products & Equipment
Country
Saudi Arabia
Exchange
SAU
Market Cap
$2.9B
Currency
SAR

Saudi Ceramic Company engages in the production and sale of ceramic products, water heaters, and related component in Saudi Arabia and internationally. The company offers ceramic, porcelain, outdoor, and swimming pool tiles; sanitary ware products comprising wash basins, water closets, wall hangings, and above counters; bathroom furniture and accessories, including bathtubs, shower trays, taps, and seat covers; red bricks; bathroom fixtures and finishes; and industrial minerals, such as limestone, silica sands, kaolin, feldspar, clay, dolomite, and calcite. It also sells its products online. The company was founded in 1977 and is headquartered in Riyadh, Saudi Arabia.

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Frequently Asked Questions

Is Saudi Ceramics (2040) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Saudi Ceramics is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Saudi Ceramics's debt ratio?

Saudi Ceramics's debt ratio is 30.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 31.1%.

What are Saudi Ceramics's key financial metrics?

Saudi Ceramics has a market capitalization of $2.9B, trailing P/E ratio of 16.2, and revenue of $1.5B. The company maintains a gross margin of 28.5% and a net margin of 12.1%. Return on equity stands at 12.1%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.