Is CCB (0939) Halal?

HKSE Financial Services China $2.2T
✗ NOT HALAL
Confidence: 95/100
CCB (0939) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Diversified ✗ NOT HALAL
DJIM Excluded — Banks - Diversified ✗ NOT HALAL
MSCI Excluded — Banks - Diversified ✗ NOT HALAL
S&P Excluded — Banks - Diversified ✗ NOT HALAL
FTSE Excluded — Banks - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
5.5
Forward: 5.3
EPS
$1.47
Dividend Yield
527.0%
Payout: 31.4%
P/B Ratio
0.5
Revenue
$749.6B
Growth: 2.4%
Beta
0.3
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 55.7%
Net Margin 55.8%
Return on Equity (ROE) 9.7%
Return on Assets (ROA) 0.8%

Cash Flow & Balance Sheet

Operating Cash Flow$338.0B
Free Cash Flow$308.9B
Total Debt$2.9T
Total Assets$40.6T

Price & Trading

Last CloseHKD 8.01
50-Day MAHKD 7.95
200-Day MAHKD 7.88
Avg Volume221.9M
Beta0.3
52-Week Range
HKD 6.02
HKD 8.56

About CCB (0939)

CEO
Mr. Jianjiang Li
Employees
378,344
Sector
Financial Services
Industry
Banks - Diversified
Country
China
Exchange
HKSE
Market Cap
$2.2T
Currency
HKD

China Construction Bank Corporation engages in the provision of various banking and related financial services to individuals and corporate customers in the People's Republic of China and internationally. It operates through Corporate Finance Business, Personal Finance Business, Treasury and Asset Management Business, and Others segments. The company offers corporate and personal loans; trade financing; care business; deposit taking and wealth management, agency, financial consulting and advisory, cash management, remittance and settlement, guarantee, and investment banking services to individuals, corporations, government agencies, and financial institutions. It also involved in inter-bank deposit and placement transactions, repurchase and resale transactions, and invests in debt securities; trades in derivatives and foreign currencies; precious metal trading; and custody services. In addition, the company provides finance leasing, transfer and purchase of finance lease assets, and fixed-income investment; motor vehicle, business and household property, construction and engineering, liability insurance, hull and cargo, and short-term health and accidental injury insurance, as well as reinsurance; and cost consulting, whole-process engineering consulting, project management, investment consulting, and bidding agency services; and debt-to-equity swaps and relevant supporting businesses. Further, it engages in private equity investment and management of development funds and other private equity funds; investment banking related services, such as sponsoring and underwriting of public offerings, corporate merger and acquisition and restructuring, direct investment, asset management, and securities brokerage and market research; house rental business; raising and selling of funds; management of annuity and pension funds; and pension advisory service. China Construction Bank Corporation was founded in 1954 and is headquartered in Beijing, the People's Republic of China.

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Frequently Asked Questions

Is CCB (0939) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), CCB is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is CCB's debt ratio?

CCB's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are CCB's key financial metrics?

CCB has a market capitalization of $2.2T, trailing P/E ratio of 5.5, and revenue of $749.6B. Return on equity stands at 9.7%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.