Is Shinhan Financial (055550) Halal?

KSC Financial Services South Korea $44.4T
✗ NOT HALAL
Confidence: 95/100
Shinhan Financial (055550) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

Dividend Yield
376.0%
Payout: 22.9%
Beta
0.7
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 36.7%
Net Margin 31.6%
Return on Equity (ROE) 8.5%
Return on Assets (ROA) 0.7%

Cash Flow & Balance Sheet

Operating Cash Flow$4.6T
Free Cash Flow$3.8T
Total Debt$138.7T
Total Assets$739.8T

Price & Trading

Last CloseKRW 93,400.00
50-Day MAKRW 92,330.00
200-Day MAKRW 76,780.50
Avg Volume1.6M
Beta0.7
52-Week Range
KRW 42,500.00
KRW 107,200.00

About Shinhan Financial (055550)

CEO
Mr. Ok-Dong Jin
Sector
Financial Services
Industry
Banks - Regional
Country
South Korea
Exchange
KSC
Market Cap
$44.4T
Currency
KRW

Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea, Vietnam, and Japan. The company operates in six segments: Banking, Credit card, Securities, Insurance, Credit, and Others. It offers credit, lending and receiving deposits; credit cards, short-term and long-term card loan services, installment financing, and leases; securities trading, consignment trading, and underwriting; life and non-life insurance business; facility rental and new technology business financing; and real estate trust, investment advisory services, venture business investment, and other businesses. Shinhan Financial Group Co., Ltd. was founded in 1982 and is based in Seoul, South Korea.

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Frequently Asked Questions

Is Shinhan Financial (055550) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Shinhan Financial is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Shinhan Financial's debt ratio?

Shinhan Financial's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Shinhan Financial's key financial metrics?

Shinhan Financial has a market capitalization of $44.4T. Return on equity stands at 8.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.