Is Worldline (WLN) Halal?

PAR Technology France $84M
✗ NOT HALAL
Confidence: 90/100
Worldline (WLN) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 890.4% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Worldline operates in the Technology sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 890.4%
/ 30%
453.4%
/ 30%
107.7%
/ 30%
1.27%
/ 5%
✗ NOT HALAL
DJIM 890.4%
/ 33%
453.4%
/ 33%
107.7%
/ 33%
1.27%
/ 5%
✗ NOT HALAL
MSCI 18.2%
/ 33%
9.3%
/ 33%
2.2%
/ 33%
1.27%
/ 5%
✓ HALAL
S&P 890.4%
/ 33%
453.4%
/ 33%
107.7%
/ 33%
1.27%
/ 5%
✗ NOT HALAL
FTSE 18.2%
/ 33%
9.3%
/ 33%
2.2%
/ 50%
1.27%
/ 5%
✓ HALAL

Financial Highlights

EPS
$-18.35
P/B Ratio
0.0
EV/EBITDA
7.2
EV: $3.1B
Revenue
$4.0B
Beta
1.1
Average volatility
Current Ratio
1.1

Profitability

Gross Margin 66.0%
Operating Margin 2.6%
Net Margin -128.0%
Return on Equity (ROE) -77.9%
Return on Assets (ROA) 0.4%

Cash Flow & Balance Sheet

Operating Cash Flow$455M
Free Cash Flow$206M
Total Debt$2.9B
Debt-to-Equity77.1
Current Ratio1.1
Total Assets$13.1B

Price & Trading

Last CloseEUR 0.29
50-Day MAEUR 1.06
200-Day MAEUR 2.16
Avg Volume3.6M
Beta1.1
52-Week Range
EUR 0.26
EUR 6.25

About Worldline (WLN)

CEO
Mr. Pierre-Antoine Vacheron
Employees
17,948
Sector
Technology
Industry
Software - Infrastructure
Country
France
Exchange
PAR
Market Cap
$84M
Currency
EUR

Worldline SA, together with its subsidiaries, provides payment and transaction services in Europe and internationally. The company operates in two segments, Merchant Services and Financial Services. It offers merchant solutions, including in-store, online, omnichannel, cross-border payments, and payments for platforms; and merchant products, such as in-store and online payment gateways, merchant acquiring, tap on mobile, scan and pay, payment terminals, and account-to-account payments. The company also provides financial institutions solutions comprising issuing, acquiring, account payments, open and digital banking, ATM management, authentication and security, and digital currency. It serves retail and marketplaces, digital goods and services, self-service, petrol and energy, financial institutions, travel and hospitality, mobility, public sector, and manufacturing industries. The company was formerly known as Atos Worldline SAS and changed its name to Worldline SA in April 2014. Worldline SA was founded in 1973 and is headquartered in Puteaux, France.

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Frequently Asked Questions

Is Worldline (WLN) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Worldline is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Worldline's debt ratio?

Worldline's debt ratio is 890.4% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 18.2%.

What are Worldline's key financial metrics?

Worldline has a market capitalization of $84M, and revenue of $4.0B. The company maintains a gross margin of 66.0% and a net margin of -128.0%. Return on equity stands at -77.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.