Is United Homes Group, Inc. (UHG) Halal?

NASDAQ Consumer Cyclical United States $69M
✗ NOT HALAL
Confidence: 90/100
United Homes Group, Inc. (UHG) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 176.3% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. United Homes Group, Inc. operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 176.3%
/ 30%
33.2%
/ 30%
10.1%
/ 30%
6.91%
/ 5%
✗ NOT HALAL
DJIM 176.3%
/ 33%
33.2%
/ 33%
10.1%
/ 33%
6.91%
/ 5%
✗ NOT HALAL
MSCI 45.3%
/ 33%
8.5%
/ 33%
2.6%
/ 33%
6.91%
/ 5%
✗ NOT HALAL
S&P 176.3%
/ 33%
33.2%
/ 33%
10.1%
/ 33%
6.91%
/ 5%
✗ NOT HALAL
FTSE 45.3%
/ 33%
8.5%
/ 33%
2.6%
/ 50%
6.91%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.28
P/B Ratio
1.2
EV/EBITDA
197.5
EV: $192M
Revenue
$407M
Growth: -8.5%
Beta
1.2
Average volatility
Current Ratio
3.6

Profitability

Gross Margin 17.7%
Operating Margin 1.2%
Net Margin -4.0%
Return on Equity (ROE) -26.2%
Return on Assets (ROA) -0.0%

Cash Flow & Balance Sheet

Operating Cash Flow-$20M
Free Cash Flow-$22M
Total Debt$148M
Debt-to-Equity257.2
Current Ratio3.6
Total Assets$277M

Price & Trading

Last Close$1.16
50-Day MA$1.62
200-Day MA$2.57
Avg Volume424K
Beta1.2
52-Week Range
$0.99
$4.78

About United Homes Group, Inc. (UHG)

CEO
Mr. John Gregory Micenko Jr.
Employees
195
Sector
Consumer Cyclical
Industry
Residential Construction
Country
United States
Exchange
NASDAQ
Market Cap
$69M
Currency
USD

United Homes Group Inc. is a publicly traded residential builder. United Homes Group, Inc. focuses on southeastern markets with active communities in South Carolina, North Carolina and Georgia. The Company employs a land-light operating strategy with a focus on the design, construction and sale of entry-level, first, second and third move-up single-family houses. The Company principally builds detached single-family houses, and, to a lesser extent, attached single-family houses, including duplex houses and town houses. The Company seeks to operate its homebuilding business in high-growth markets, with substantial in-migrations and employment growth. Under its land-light lot operating strategy, the Company controls its supply of finished building lots through lot option contracts with third parties, related parties, and land bank partners, which provide the Company with the right to purchase finished lots after they have been developed. This land-light operating strategy provides the Company with the ability to amass a pipeline of lots without the risks associated with acquiring and developing raw land. As the Company reviews potential geographic markets into which it could expand its homebuilding business, it intends to focus on selecting markets with positive population and employment growth trends, favorable migration patterns, attractive housing affordability, low state and local income taxes, and desirable lifestyle and weather characteristics. United Homes Group Inc. is headquartered in Columbia, South Carolina.

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Frequently Asked Questions

Is United Homes Group, Inc. (UHG) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), United Homes Group, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is United Homes Group, Inc.'s debt ratio?

United Homes Group, Inc.'s debt ratio is 176.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 45.3%.

What are United Homes Group, Inc.'s key financial metrics?

United Homes Group, Inc. has a market capitalization of $69M, and revenue of $407M. The company maintains a gross margin of 17.7% and a net margin of -4.0%. Return on equity stands at -26.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.