Is Tri Pointe Homes, Inc. (TPH) Halal?

NYSE Consumer Cyclical United States $4.0B
✗ NOT HALAL
Confidence: 90/100
Tri Pointe Homes, Inc. (TPH) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 32.2% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Tri Pointe Homes, Inc. operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 32.2%
/ 30%
24.7%
/ 30%
3.9%
/ 30%
0.92%
/ 5%
✗ NOT HALAL
DJIM 32.2%
/ 33%
24.7%
/ 33%
3.9%
/ 33%
0.92%
/ 5%
✓ HALAL
MSCI 25.8%
/ 33%
19.7%
/ 33%
3.1%
/ 33%
0.92%
/ 5%
✓ HALAL
S&P 32.2%
/ 33%
24.7%
/ 33%
3.9%
/ 33%
0.92%
/ 5%
✓ HALAL
FTSE 25.8%
/ 33%
19.7%
/ 33%
3.1%
/ 50%
0.92%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
17.2
Forward: 18.0
EPS
$2.72
P/B Ratio
1.2
EV/EBITDA
11.5
EV: $4.2B
Revenue
$3.5B
Growth: -22.4%
Beta
1.3
High volatility
Current Ratio
12.3

Profitability

Gross Margin 22.0%
Operating Margin 9.5%
Net Margin 6.9%
Return on Equity (ROE) 7.2%
Return on Assets (ROA) 4.3%

Cash Flow & Balance Sheet

Operating Cash Flow$161M
Free Cash Flow$129M
Total Debt$1.3B
Debt-to-Equity38.7
Current Ratio12.3
Total Assets$5.0B

Price & Trading

Last Close$46.67
50-Day MA$41.76
200-Day MA$35.25
Avg Volume2.4M
Beta1.3
52-Week Range
$27.90
$46.76

About Tri Pointe Homes, Inc. (TPH)

CEO
Mr. Douglas F. Bauer
Employees
1,579
Sector
Consumer Cyclical
Industry
Residential Construction
Country
United States
Exchange
NYSE
Market Cap
$4.0B
Currency
USD

Tri Pointe Homes, Inc. engages in the design, construction, and sales of single-family attached and detached homes in the United States. The company operates in two segments, Homebuilding and Financial Services. It operates active selling communities and owns or controls lots. The company sells its homes through its own sales representatives and independent real estate brokers. It also offers financial services, such as mortgage financing, title and escrow, and property and casualty insurance agency services. The company was formerly known as TRI Pointe Group, Inc. and changed its name to Tri Pointe Homes, Inc. in January 2021. Tri Pointe Homes, Inc. was founded in 2009 and is based in Incline Village, Nevada.

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Frequently Asked Questions

Is Tri Pointe Homes, Inc. (TPH) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Tri Pointe Homes, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Tri Pointe Homes, Inc.'s debt ratio?

Tri Pointe Homes, Inc.'s debt ratio is 32.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 25.8%.

What are Tri Pointe Homes, Inc.'s key financial metrics?

Tri Pointe Homes, Inc. has a market capitalization of $4.0B, trailing P/E ratio of 17.2, and revenue of $3.5B. The company maintains a gross margin of 22.0% and a net margin of 6.9%. Return on equity stands at 7.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.