STARWOOD PROPERTY TRUST, INC. (STWD) Financial Ratio Screen

NYSE Real Estate United States USD 6054M
RATIOS FAIL*
Automated financial screen · activity assessed separately
STARWOOD PROPERTY TRUST, INC. (STWD) is potentially non-compliant in the automated ratio model. The available impermissible-income proxy of 187.22% exceeds the 5% methodology threshold. STARWOOD PROPERTY TRUST, INC. operates in the Real Estate sector.

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MSCI new-inclusion financial-ratio snapshot

STWD financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
20.9%
Pass vs 30%
Cash ratio
0.8%
Pass vs 30%
Receivables + cash
1.0%
Pass vs 30%
Impermissible income
187.2%
Fail vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
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MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (REIT - Mortgage) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Starwood Property Trust, Inc. operates as a real estate investment trust (REIT) in the United States and internationally. It operates through four segments: Commercial and Residential Lending; Infrastructure Lending; Property; and Investing and Servicing. The Commercial and Residential Lending segment originates, acquires, finances, and manages commercial first mortgages, non-agency residential mortgages, subordinated mortgages, mezzanine loans, preferred equity, commercial mortgage-backed securities (CMBS), and residential mortgage-backed securities, as well as other real estate and real estate-related debt investments, including distressed or non-performing loans. Its Infrastructure Lending segment originates, acquires, finances, and manages infrastructure debt investments. The Property segment engages primarily in acquiring and managing equity interests in stabilized and to be stabilized commercial real estate properties, including multifamily properties, multi-tenant medical office net lease properties and diversified single-tenant triple net lease properties that are held for investment. Its Investing and Servicing segment manages and works out problem assets; acquires and manages unrated, investment grade, and non-investment grade rated CMBS comprising subordinated interests of securitization and re-securitization transactions; originates conduit loans for the primary purpose of selling these loans into securitization transactions; and acquires commercial real estate assets that include properties acquired from CMBS trusts. The company qualifies as a REIT for federal income tax purposes and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Starwood Property Trust, Inc. was incorporated in 2009 and is headquartered in Miami Beach, Florida.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 20.9%
/ 30%
0.8%
/ 30%
1.0%
/ 30%
187.22%
/ 5%
RATIOS FAIL*
FTSE 20.9%
/ 33%
0.8%
/ 33%
1.0%
/ 50%
187.22%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
27.0
Forward: 8.4
EPS
$0.59
Dividend Yield
1207.0%
Payout: 325.4%
P/B Ratio
0.9
Revenue
$829M
Growth: 13.4%
Beta
1.0
Average volatility
Current Ratio
12.9

Profitability

Gross Margin 86.5%
Operating Margin -5.9%
Net Margin 38.2%
Return on Equity (ROE) 3.7%
Return on Assets (ROA) 0.4%

Cash Flow & Balance Sheet

Operating Cash Flow$978M
Free Cash Flow$709M
Total Debt$13.2B
Debt-to-Equity331.1
Current Ratio12.9
Total Assets$63.2B

Price & Trading

Last Close$15.91
50-Day MA$16.47
200-Day MA$17.51
Avg Volume3.9M
Beta1.0
52-Week Range
$15.51
$20.84

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-28 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About STARWOOD PROPERTY TRUST, INC. (STWD)

CEO
Mr. Barry Stuart Sternlicht
Employees
324
Sector
Real Estate
Industry
REIT - Mortgage
Country
United States
Exchange
NYSE
Market Cap (listing currency)
USD 6054M
Currency
USD

Starwood Property Trust, Inc. operates as a real estate investment trust (REIT) in the United States and internationally. It operates through four segments: Commercial and Residential Lending; Infrastructure Lending; Property; and Investing and Servicing. The Commercial and Residential Lending segment originates, acquires, finances, and manages commercial first mortgages, non-agency residential mortgages, subordinated mortgages, mezzanine loans, preferred equity, commercial mortgage-backed securities (CMBS), and residential mortgage-backed securities, as well as other real estate and real estate-related debt investments, including distressed or non-performing loans. Its Infrastructure Lending segment originates, acquires, finances, and manages infrastructure debt investments. The Property segment engages primarily in acquiring and managing equity interests in stabilized and to be stabilized commercial real estate properties, including multifamily properties, multi-tenant medical office net lease properties and diversified single-tenant triple net lease properties that are held for investment. Its Investing and Servicing segment manages and works out problem assets; acquires and manages unrated, investment grade, and non-investment grade rated CMBS comprising subordinated interests of securitization and re-securitization transactions; originates conduit loans for the primary purpose of selling these loans into securitization transactions; and acquires commercial real estate assets that include properties acquired from CMBS trusts. The company qualifies as a REIT for federal income tax purposes and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Starwood Property Trust, Inc. was incorporated in 2009 and is headquartered in Miami Beach, Florida.

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Frequently Asked Questions

Is STARWOOD PROPERTY TRUST, INC. (STWD) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is STARWOOD PROPERTY TRUST, INC.'s debt ratio?

STARWOOD PROPERTY TRUST, INC.'s debt ratio is 20.9% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are STARWOOD PROPERTY TRUST, INC.'s key financial metrics?

STARWOOD PROPERTY TRUST, INC. has a market capitalization of USD 6054M in its listing currency, trailing P/E ratio of 27.0, and revenue of $829M. The company maintains a gross margin of 86.5% and a net margin of 38.2%. Return on equity stands at 3.7%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.