Is Sachem Capital Corp. (SACH) Halal?

NYSE Real Estate United States $47M
✗ NOT HALAL
Confidence: 90/100
Sachem Capital Corp. (SACH) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 520.7% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Sachem Capital Corp. operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 520.7%
/ 30%
35.1%
/ 30%
24.9%
/ 30%
N/A ✗ NOT HALAL
DJIM 520.7%
/ 33%
35.1%
/ 33%
24.9%
/ 33%
N/A ✗ NOT HALAL
MSCI 54.5%
/ 33%
3.7%
/ 33%
2.6%
/ 33%
N/A ✗ NOT HALAL
S&P 520.7%
/ 33%
35.1%
/ 33%
24.9%
/ 33%
N/A ✗ NOT HALAL
FTSE 54.5%
/ 33%
3.7%
/ 33%
2.6%
/ 50%
N/A ✗ NOT HALAL

Financial Highlights

P/E Ratio
24.5
Forward: 15.1
EPS
$0.04
Dividend Yield
2044.0%
Payout: 500.0%
P/B Ratio
0.3
Revenue
-$2M
Beta
1.2
Average volatility
Current Ratio
5.6

Profitability

Gross Margin 100.0%
Operating Margin 21.4%
Net Margin 32.7%
Return on Equity (ROE) 3.5%
Return on Assets (ROA) 1.3%

Cash Flow & Balance Sheet

Operating Cash Flow$13M
Free Cash Flow$13M
Total Debt$268M
Debt-to-Equity158.8
Current Ratio5.6
Total Assets$492M

Price & Trading

Last Close$0.96
50-Day MA$1.03
200-Day MA$1.10
Avg Volume167K
Beta1.2
52-Week Range
$0.80
$1.35

About Sachem Capital Corp. (SACH)

CEO
Mr. John L. Villano CPA
Employees
26
Sector
Real Estate
Industry
REIT - Mortgage
Country
United States
Exchange
NYSE
Market Cap
$47M
Currency
USD

Sachem Capital Corp. operates as a real estate finance company in the United States. It engages in the originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by first mortgage liens on real property. The company also offers non-bank loans. It serves real estate investors and developers to fund their acquisition, renovation, rehabilitation, development, and improvement of residential or commercial properties. The company was formerly known as HML Capital Corp. and changed its name to Sachem Capital Corp. in December 2016. Sachem Capital Corp. was founded in 2010 and is headquartered in Branford, Connecticut.

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Frequently Asked Questions

Is Sachem Capital Corp. (SACH) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Sachem Capital Corp. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Sachem Capital Corp.'s debt ratio?

Sachem Capital Corp.'s debt ratio is 520.7% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 54.5%.

What are Sachem Capital Corp.'s key financial metrics?

Sachem Capital Corp. has a market capitalization of $47M, trailing P/E ratio of 24.5, and revenue of -$2M. The company maintains a gross margin of 100.0% and a net margin of 32.7%. Return on equity stands at 3.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.