Is Ready Capital Corp (RC-PE) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | N/A | N/A | N/A | N/A | ? INSUFFICIENT DATA |
| DJIM | N/A | N/A | N/A | N/A | ? INSUFFICIENT DATA |
| MSCI | 45.4% / 33% | 2.7% / 33% | 3.0% / 33% | N/A | ✗ NOT HALAL |
| S&P | N/A | N/A | N/A | N/A | ? INSUFFICIENT DATA |
| FTSE | 45.4% / 33% | 2.7% / 33% | 3.0% / 50% | N/A | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 160.3% | |
| Net Margin | 0.0% | |
| Return on Equity (ROE) | -12.0% | |
| Return on Assets (ROA) | -2.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $432M |
| Free Cash Flow | $432M |
| Total Debt | $3.5B |
| Debt-to-Equity | 360.7 |
| Current Ratio | 7.5 |
| Total Assets | $7.8B |
Price & Trading
| Last Close | $11.22 |
| 50-Day MA | $12.50 |
| 200-Day MA | $14.38 |
| Avg Volume | 14K |
| Beta | 1.5 |
|
52-Week Range
$10.23
| |
About Ready Capital Corp (RC-PE)
Ready Capital Corporation operates as a real estate finance company in the United States. The company operates through two segments: LMM Commercial Real Estate and Small Business Lending. Its LMM Commercial Real Estate segment originates LLM loans across the full life-cycle of an LLM property, including construction, bridge, stabilized, and agency loan origination channels. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program; and originates, and services USDA loans, as well as small business loans. The company originates, acquires, finances, and services lower-to-middle-market (LLM) commercial real estate loans, small business administration (SBA) loans, residential mortgage loans, construction loans, USDA loans, and mortgage-backed securities collateralized primarily by LLM loans, or other real estate-related investments. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.
Related Halal Stocks in Real Estate
Frequently Asked Questions
Is Ready Capital Corp (RC-PE) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Ready Capital Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Ready Capital Corp's debt ratio?
Ready Capital Corp's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 45.4%.
What are Ready Capital Corp's key financial metrics?
Ready Capital Corp has a market capitalization of N/A, trailing P/E ratio of 5.1, and revenue of -$24M. Return on equity stands at -12.0%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.