Is Orchid Island Capital, Inc. (ORC) Halal?

NYSE Real Estate United States $1.3B
✗ NOT HALAL
Confidence: 83/100
Orchid Island Capital, Inc. (ORC) is Not Halal under AAOIFI Standard 21. While the debt ratio of 0.0% is acceptable, the cash and interest-bearing securities ratio of 48.0% exceeds the 30% threshold. Orchid Island Capital, Inc. operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 0.0%
/ 30%
48.0%
/ 30%
3.5%
/ 30%
230.63%
/ 5%
✗ NOT HALAL
DJIM 0.0%
/ 33%
48.0%
/ 33%
3.5%
/ 33%
230.63%
/ 5%
✗ NOT HALAL
MSCI 0.0%
/ 33%
5.7%
/ 33%
0.4%
/ 33%
230.63%
/ 5%
✗ NOT HALAL
S&P 0.0%
/ 33%
48.0%
/ 33%
3.5%
/ 33%
230.63%
/ 5%
✗ NOT HALAL
FTSE 0.0%
/ 33%
5.7%
/ 33%
0.4%
/ 50%
230.63%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
5.5
Forward: 5.2
EPS
$1.24
Dividend Yield
2096.0%
Payout: 116.1%
P/B Ratio
0.9
Revenue
$180M
Growth: 1003.1%
Beta
1.7
High volatility
Current Ratio
0.1

Profitability

Gross Margin 97.8%
Operating Margin 94.7%
Net Margin 88.6%
Return on Equity (ROE) 15.6%
Return on Assets (ROA) 1.8%

Cash Flow & Balance Sheet

Operating Cash Flow$120M
Free Cash Flow$120M
Debt-to-Equity737.4
Current Ratio0.1
Total Assets$11.7B

Price & Trading

Last Close$6.99
50-Day MA$7.56
200-Day MA$7.29
Avg Volume7.0M
Beta1.7
52-Week Range
$5.69
$8.40

About Orchid Island Capital, Inc. (ORC)

CEO
Mr. Robert E. Cauley C.F.A., CPA
Sector
Real Estate
Industry
REIT - Mortgage
Country
United States
Exchange
NYSE
Market Cap
$1.3B
Currency
USD

Orchid Island Capital, Inc., a specialty finance company, invests in residential mortgage-backed securities (RMBS) in the United States. The company's RMBS is backed by single-family residential mortgage loans, referred to as Agency RMBS. Its portfolio comprises traditional pass-through Agency RMBS, such as mortgage pass through certificates and collateralized mortgage obligations; and structured Agency RMBS, including interest only securities, inverse interest only securities, and principal only securities. The company has elected to be taxed as a real estate investment trust (REIT) for the United States federal income tax purposes. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to stockholders, if it annually distributes dividends equal to at least 90% of its REIT taxable income to its shareholders. Orchid Island Capital, Inc. was incorporated in 2010 and is headquartered in Vero Beach, Florida.

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Frequently Asked Questions

Is Orchid Island Capital, Inc. (ORC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Orchid Island Capital, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Orchid Island Capital, Inc.'s debt ratio?

Orchid Island Capital, Inc.'s debt ratio is 0.0% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.0%.

What are Orchid Island Capital, Inc.'s key financial metrics?

Orchid Island Capital, Inc. has a market capitalization of $1.3B, trailing P/E ratio of 5.5, and revenue of $180M. The company maintains a gross margin of 97.8% and a net margin of 88.6%. Return on equity stands at 15.6%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.