Is LTC PROPERTIES INC (LTC) Halal?

NYSE Real Estate United States $1.8B
✗ NOT HALAL
Confidence: 90/100
LTC PROPERTIES INC (LTC) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 45.2% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. LTC PROPERTIES INC operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 45.2%
/ 30%
0.8%
/ 30%
43.6%
/ 30%
13.28%
/ 5%
✗ NOT HALAL
DJIM 45.2%
/ 33%
0.8%
/ 33%
43.6%
/ 33%
13.28%
/ 5%
✗ NOT HALAL
MSCI 40.8%
/ 33%
0.7%
/ 33%
39.4%
/ 33%
13.28%
/ 5%
✗ NOT HALAL
S&P 45.2%
/ 33%
0.8%
/ 33%
43.6%
/ 33%
13.28%
/ 5%
✗ NOT HALAL
FTSE 40.8%
/ 33%
0.7%
/ 33%
39.4%
/ 50%
13.28%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
14.8
Forward: 22.9
EPS
$2.52
Dividend Yield
612.0%
Payout: 90.5%
P/B Ratio
1.7
EV/EBITDA
24.6
EV: $2.7B
Revenue
$263M
Growth: 59.0%
Beta
0.6
Low volatility
Current Ratio
18.0

Profitability

Gross Margin 72.3%
Operating Margin -8.9%
Net Margin 45.8%
Return on Equity (ROE) 11.2%
Return on Assets (ROA) 2.4%

Cash Flow & Balance Sheet

Operating Cash Flow$136M
Free Cash Flow$136M
Total Debt$842M
Debt-to-Equity72.7
Current Ratio18.0
Total Assets$2.1B

Price & Trading

Last Close$37.16
50-Day MA$38.01
200-Day MA$36.07
Avg Volume420K
Beta0.6
52-Week Range
$31.70
$40.80

About LTC PROPERTIES INC (LTC)

CEO
Ms. Pamela J. Shelley-Kessler C.P.A.
Employees
25
Sector
Real Estate
Industry
REIT - Healthcare Facilities
Country
United States
Exchange
NYSE
Market Cap
$1.8B
Currency
USD

LTC Properties, Inc. is a real estate investment trust (REIT) focused on seniors housing and health care properties, principally investing through SHOP, as well as triple-net leases, and joint ventures. The Company's portfolio includes nearly 190 properties throughout the United States. Based on gross real estate investments, approximately 64% of the Company's assets are seniors housing communities with the remainder skilled nursing centers. LTC Properties, Inc. was incorporated in 1992 in Maryland, USA.

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Frequently Asked Questions

Is LTC PROPERTIES INC (LTC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), LTC PROPERTIES INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is LTC PROPERTIES INC's debt ratio?

LTC PROPERTIES INC's debt ratio is 45.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 40.8%.

What are LTC PROPERTIES INC's key financial metrics?

LTC PROPERTIES INC has a market capitalization of $1.8B, trailing P/E ratio of 14.8, and revenue of $263M. The company maintains a gross margin of 72.3% and a net margin of 45.8%. Return on equity stands at 11.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.