LOWES COMPANIES INC (LOW) Financial Ratio Screen

NYSE Consumer Cyclical United States USD 122369M
RATIOS FAIL*
Automated financial screen · activity assessed separately
LOWES COMPANIES INC (LOW) is potentially non-compliant in the automated ratio model. The company's debt ratio of 82.5% exceeds the 30% MSCI new-inclusion threshold relative to total assets. LOWES COMPANIES INC operates in the Consumer Cyclical sector.

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MSCI new-inclusion financial-ratio snapshot

LOW financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
82.5%
Fail vs 30%
Cash ratio
1.8%
Pass vs 30%
Receivables + cash
3.8%
Pass vs 30%
Impermissible income
0.1%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: January 2026. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodJanuary 2026Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Home Improvement Retail) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Lowe's Companies, Inc., together with its subsidiaries, operates as a home improvement retailer in the United States and Canada. It provides a line of products for construction, maintenance, repair, remodeling, and decorating. The company also offers home improvement products, such as appliances, seasonal and outdoor living, lumber, lawn and garden, kitchens and bath, hardware, building materials, millwork, paint, rough plumbing, tools, electrical, flooring, and décor. In addition, it provides installation services through independent contractors in various product categories; and extended protection plans and repair services. Further, the company provides design, distribution, and installation services for interior surface finishes to home builders and property managers. It sells its national brand-name merchandise and private brand products to professional customers, individual homeowners, and renters. The company serves its products through Lowes.com website, mobile applications, retail home improvement stores and outlet stores, and its branches. Lowe's Companies, Inc. was founded in 1921 and is based in Mooresville, North Carolina.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from January 2026

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 82.5%
/ 30%
1.8%
/ 30%
3.8%
/ 30%
0.14%
/ 5%
RATIOS FAIL*
FTSE 82.5%
/ 33%
1.8%
/ 33%
3.8%
/ 50%
0.14%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
18.3
Forward: 16.5
EPS
$11.82
Dividend Yield
231.0%
Payout: 41.0%
P/B Ratio
-16.3
EV/EBITDA
12.5
EV: $159.8B
Revenue
$86.3B
Growth: 8.3%
Beta
0.9
Average volatility
Current Ratio
1.1

Profitability

Gross Margin 33.1%
Operating Margin 13.7%
Net Margin 7.3%
Return on Assets (ROA) 12.6%

Cash Flow & Balance Sheet

Operating Cash Flow$9.9B
Free Cash Flow$7.7B
Total Debt$44.7B
Current Ratio1.1
Total Assets$54.1B

Price & Trading

Last Close$217.34
50-Day MA$215.92
200-Day MA$237.52
Avg Volume3.1M
Beta0.9
52-Week Range
$199.40
$293.06

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-24 for the financial period January 2026. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About LOWES COMPANIES INC (LOW)

CEO
Mr. Marvin R. Ellison
Employees
300,000
Sector
Consumer Cyclical
Industry
Home Improvement Retail
Country
United States
Exchange
NYSE
Market Cap (listing currency)
USD 122369M
Currency
USD

Lowe's Companies, Inc., together with its subsidiaries, operates as a home improvement retailer in the United States and Canada. It provides a line of products for construction, maintenance, repair, remodeling, and decorating. The company also offers home improvement products, such as appliances, seasonal and outdoor living, lumber, lawn and garden, kitchens and bath, hardware, building materials, millwork, paint, rough plumbing, tools, electrical, flooring, and décor. In addition, it provides installation services through independent contractors in various product categories; and extended protection plans and repair services. Further, the company provides design, distribution, and installation services for interior surface finishes to home builders and property managers. It sells its national brand-name merchandise and private brand products to professional customers, individual homeowners, and renters. The company serves its products through Lowes.com website, mobile applications, retail home improvement stores and outlet stores, and its branches. Lowe's Companies, Inc. was founded in 1921 and is based in Mooresville, North Carolina.

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Frequently Asked Questions

Is LOWES COMPANIES INC (LOW) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is LOWES COMPANIES INC's debt ratio?

LOWES COMPANIES INC's debt ratio is 82.5% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are LOWES COMPANIES INC's key financial metrics?

LOWES COMPANIES INC has a market capitalization of USD 122369M in its listing currency, trailing P/E ratio of 18.3, and revenue of $86.3B. The company maintains a gross margin of 33.1% and a net margin of 7.3%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: January 2026. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.