Is Lument Finance Trust, Inc. (LFT) Halal?

NYSE Real Estate United States $63M
✗ NOT HALAL
Confidence: 90/100
Lument Finance Trust, Inc. (LFT) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 1220.9% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Lument Finance Trust, Inc. operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 1220.9%
/ 30%
96.4%
/ 30%
8.3%
/ 30%
350.31%
/ 5%
✗ NOT HALAL
DJIM 1220.9%
/ 33%
96.4%
/ 33%
8.3%
/ 33%
350.31%
/ 5%
✗ NOT HALAL
MSCI 77.6%
/ 33%
6.1%
/ 33%
0.5%
/ 33%
350.31%
/ 5%
✗ NOT HALAL
S&P 1220.9%
/ 33%
96.4%
/ 33%
8.3%
/ 33%
350.31%
/ 5%
✗ NOT HALAL
FTSE 77.6%
/ 33%
6.1%
/ 33%
0.5%
/ 50%
350.31%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.14
Dividend Yield
1488.0%
Payout: 260.0%
P/B Ratio
0.4
Revenue
$35M
Beta
0.7
Low volatility
Current Ratio
185.5

Profitability

Gross Margin 100.0%
Operating Margin 236.7%
Net Margin -25.2%
Return on Equity (ROE) -1.2%
Return on Assets (ROA) -0.2%

Cash Flow & Balance Sheet

Operating Cash Flow$27M
Free Cash Flow$27M
Total Debt$876M
Debt-to-Equity451.0
Current Ratio185.5
Total Assets$1.1B

Price & Trading

Last Close$1.26
50-Day MA$1.35
200-Day MA$1.77
Avg Volume205K
Beta0.7
52-Week Range
$1.18
$2.71

About Lument Finance Trust, Inc. (LFT)

CEO
Mr. James Peter Flynn J.D.
Sector
Real Estate
Industry
REIT - Mortgage
Country
United States
Exchange
NYSE
Market Cap
$63M
Currency
USD

Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, originating, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. It primarily invests in transitional floating rate CRE mortgage loans on middle market multi-family assets and other CRE-related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments. The company is qualified as a real estate investment trust under the Internal Revenue Code of 1986. As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Hunt Companies Finance Trust, Inc. and changed its name to Lument Finance Trust, Inc. in December 2020. Lument Finance Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.

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Frequently Asked Questions

Is Lument Finance Trust, Inc. (LFT) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Lument Finance Trust, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Lument Finance Trust, Inc.'s debt ratio?

Lument Finance Trust, Inc.'s debt ratio is 1220.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 77.6%.

What are Lument Finance Trust, Inc.'s key financial metrics?

Lument Finance Trust, Inc. has a market capitalization of $63M, and revenue of $35M. The company maintains a gross margin of 100.0% and a net margin of -25.2%. Return on equity stands at -1.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.