Is Ladder Capital Corp (LADR) Halal?

NYSE Real Estate United States $1.2B
✗ NOT HALAL
Confidence: 90/100
Ladder Capital Corp (LADR) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 221.2% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Ladder Capital Corp operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 221.2%
/ 30%
2.9%
/ 30%
1.2%
/ 30%
125.35%
/ 5%
✗ NOT HALAL
DJIM 221.2%
/ 33%
2.9%
/ 33%
1.2%
/ 33%
125.35%
/ 5%
✗ NOT HALAL
MSCI 56.0%
/ 33%
0.7%
/ 33%
0.3%
/ 33%
125.35%
/ 5%
✗ NOT HALAL
S&P 221.2%
/ 33%
2.9%
/ 33%
1.2%
/ 33%
125.35%
/ 5%
✗ NOT HALAL
FTSE 56.0%
/ 33%
0.7%
/ 33%
0.3%
/ 50%
125.35%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
19.0
Forward: 8.0
EPS
$0.51
Dividend Yield
951.0%
Payout: 180.4%
P/B Ratio
0.8
Revenue
$213M
Growth: -26.4%
Beta
1.0
Average volatility
Current Ratio
3.1

Profitability

Gross Margin 72.2%
Operating Margin 30.7%
Net Margin 29.8%
Return on Equity (ROE) 4.2%
Return on Assets (ROA) 1.3%

Cash Flow & Balance Sheet

Operating Cash Flow$87M
Free Cash Flow$87M
Total Debt$2.9B
Debt-to-Equity237.9
Current Ratio3.1
Total Assets$5.2B

Price & Trading

Last Close$9.92
50-Day MA$10.46
200-Day MA$10.88
Avg Volume713K
Beta1.0
52-Week Range
$9.67
$11.92

About Ladder Capital Corp (LADR)

CEO
Mr. Brian Richard Harris
Employees
60
Sector
Real Estate
Industry
REIT - Mortgage
Country
United States
Exchange
NYSE
Market Cap
$1.2B
Currency
USD

Ladder Capital Corp operates as an internally-managed real estate investment trust in the United States. It operates through three segments: Loans, Securities, and Real Estate. The Loans segment originates and acquires balance sheet loans that provide interim financing to borrowers seeking short-term capital for the acquisition or transition of commercial real estate; originates conduit loans, which are first mortgage loans on commercial real estate properties for sale in commercial mortgage-backed securities securitizations; and invests in note purchase financings, subordinated debt, mezzanine debt, and other structured finance products related to commercial real estate. Its Securities segment invests in CMBS, U.S. Agency securities, corporate bonds, equity securities, and U.S. Treasury securities that are not classified as cash and cash equivalents. The Real Estate segment engages in net leased properties, other diversified real estate, and investments in unconsolidated ventures. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Ladder Capital Corp was founded in 2008 and is headquartered in New York, New York.

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Frequently Asked Questions

Is Ladder Capital Corp (LADR) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Ladder Capital Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Ladder Capital Corp's debt ratio?

Ladder Capital Corp's debt ratio is 221.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 56.0%.

What are Ladder Capital Corp's key financial metrics?

Ladder Capital Corp has a market capitalization of $1.2B, trailing P/E ratio of 19.0, and revenue of $213M. The company maintains a gross margin of 72.2% and a net margin of 29.8%. Return on equity stands at 4.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.