Is HomesToLife Ltd (HTLM) Halal?

NASDAQ Consumer Cyclical Singapore $161M
✓ HALAL
Confidence: 95/100
HomesToLife Ltd (HTLM) is Halal under 3 of 5 Shariah screening standards, including AAOIFI Standard 21. With a debt ratio of just 2.0% against the AAOIFI threshold of 30%, HomesToLife Ltd comfortably passes the key financial ratio tests. The company operates in the Consumer Cyclical sector (Specialty Retail), which is not a prohibited industry under Islamic finance principles.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 2.0%
/ 30%
1.9%
/ 30%
0.6%
/ 30%
0.0%
/ 5%
✓ HALAL
DJIM 2.0%
/ 33%
1.9%
/ 33%
0.6%
/ 33%
0.0%
/ 5%
✓ HALAL
MSCI 41.9%
/ 33%
39.9%
/ 33%
12.8%
/ 33%
0.0%
/ 5%
✗ NOT HALAL
S&P 2.0%
/ 33%
1.9%
/ 33%
0.6%
/ 33%
0.0%
/ 5%
✓ HALAL
FTSE 41.9%
/ 33%
39.9%
/ 33%
12.8%
/ 50%
0.0%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
9.9
EPS
$0.18
P/B Ratio
5.8
EV/EBITDA
6.9
EV: $145M
Revenue
$4M
Growth: 7.0%
Current Ratio
1.2

Profitability

Gross Margin 27.9%
Operating Margin 5.5%
Net Margin 4.4%
Return on Equity (ROE) 85.9%
Return on Assets (ROA) 10.0%

Cash Flow & Balance Sheet

Operating Cash Flow-$1M
Free Cash Flow-$1M
Total Debt$4M
Debt-to-Equity64.2
Current Ratio1.2
Total Assets$9M

Price & Trading

Last Close$1.83
50-Day MA$2.22
200-Day MA$3.07
Avg Volume426K
52-Week Range
$1.78
$4.19

About HomesToLife Ltd (HTLM)

CEO
Ms. Mei Ming Phua
Sector
Consumer Cyclical
Industry
Specialty Retail
Country
Singapore
Exchange
NASDAQ
Market Cap
$161M
Currency
USD

HomesToLife Ltd., a home furniture retailer, offers and sells customized furniture solutions in Singapore. The company is based in Singapore.

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Frequently Asked Questions

Is HomesToLife Ltd (HTLM) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), HomesToLife Ltd is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is HomesToLife Ltd's debt ratio?

HomesToLife Ltd's debt ratio is 2.0% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 41.9%.

What are HomesToLife Ltd's key financial metrics?

HomesToLife Ltd has a market capitalization of $161M, trailing P/E ratio of 9.9, and revenue of $4M. The company maintains a gross margin of 27.9% and a net margin of 4.4%. Return on equity stands at 85.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.