Is H&R BLOCK INC (HRB) Halal?

NYSE Consumer Cyclical United States $4.0B
✗ NOT HALAL
Confidence: 90/100
H&R BLOCK INC (HRB) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 49.5% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. H&R BLOCK INC operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from June 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 49.5%
/ 30%
24.0%
/ 30%
1.2%
/ 30%
0.84%
/ 5%
✗ NOT HALAL
DJIM 49.5%
/ 33%
24.0%
/ 33%
1.2%
/ 33%
0.84%
/ 5%
✗ NOT HALAL
MSCI 62.1%
/ 33%
30.1%
/ 33%
1.5%
/ 33%
0.84%
/ 5%
✗ NOT HALAL
S&P 49.5%
/ 33%
24.0%
/ 33%
1.2%
/ 33%
0.84%
/ 5%
✗ NOT HALAL
FTSE 62.1%
/ 33%
30.1%
/ 33%
1.5%
/ 50%
0.84%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
7.3
Forward: 5.6
EPS
$4.28
Dividend Yield
538.0%
Payout: 37.2%
P/B Ratio
-4.8
EV/EBITDA
6.8
EV: $6.5B
Revenue
$3.8B
Growth: 11.1%
Beta
0.4
Low volatility
Current Ratio
1.3

Profitability

Gross Margin 44.2%
Operating Margin -150.3%
Net Margin 16.2%
Return on Assets (ROA) 18.7%

Cash Flow & Balance Sheet

Operating Cash Flow$681M
Free Cash Flow$599M
Total Debt$2.0B
Current Ratio1.3
Total Assets$3.3B

Price & Trading

Last Close$31.28
50-Day MA$33.41
200-Day MA$45.76
Avg Volume2.4M
Beta0.4
52-Week Range
$28.16
$64.62

About H&R BLOCK INC (HRB)

CEO
Mr. Curtis A. Campbell
Employees
4,300
Sector
Consumer Cyclical
Industry
Personal Services
Country
United States
Exchange
NYSE
Market Cap
$4.0B
Currency
USD

H&R Block, Inc., through its subsidiaries, provides assisted and do-it-yourself (DIY) tax return preparation services in the United States, Canada, and Australia. The company also provides Refund Transfers, that enable clients to receive their tax refunds by their chosen method of disbursement; Peace of Mind extended service plans, that represents clients when audited and assumes the cost; H&R Block Emerald Prepaid Mastercard and Spruce, which are debit cards that can be used for everyday purchases and ATM withdrawals; H&R Block Emerald Advance term loans; Tax Identity Shield that provides clients assistance in helping protect their tax identity and access to services to help restore their tax identity; refund advance loans; and H&R Block Instant Refund. In addition, it offers small business financial solutions to manage finances, including payment processing, payroll, and bookkeeping services. The company its solutions through in-person; a system of retail offices operated directly by the company or its franchisees; and online and mobile applications, virtual, and desktop software. H&R Block, Inc. was incorporated in 1955 and is headquartered in Kansas City, Missouri.

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Frequently Asked Questions

Is H&R BLOCK INC (HRB) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), H&R BLOCK INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is H&R BLOCK INC's debt ratio?

H&R BLOCK INC's debt ratio is 49.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 62.1%.

What are H&R BLOCK INC's key financial metrics?

H&R BLOCK INC has a market capitalization of $4.0B, trailing P/E ratio of 7.3, and revenue of $3.8B. The company maintains a gross margin of 44.2% and a net margin of 16.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.