Is Fathom Holdings Inc. (FTHM) Halal?

NASDAQ Real Estate United States $23M
✗ NOT HALAL
Confidence: 90/100
Fathom Holdings Inc. (FTHM) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 66.7% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Fathom Holdings Inc. operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 66.7%
/ 30%
25.3%
/ 30%
42.3%
/ 30%
0.62%
/ 5%
✗ NOT HALAL
DJIM 66.7%
/ 33%
25.3%
/ 33%
42.3%
/ 33%
0.62%
/ 5%
✗ NOT HALAL
MSCI 24.9%
/ 33%
9.5%
/ 33%
15.8%
/ 33%
0.62%
/ 5%
✓ HALAL
S&P 66.7%
/ 33%
25.3%
/ 33%
42.3%
/ 33%
0.62%
/ 5%
✗ NOT HALAL
FTSE 24.9%
/ 33%
9.5%
/ 33%
15.8%
/ 50%
0.62%
/ 5%
✓ HALAL

Financial Highlights

EPS
$-0.80
P/B Ratio
0.5
EV/EBITDA
-2.6
EV: $33M
Revenue
$335M
Growth: 37.7%
Beta
1.8
High volatility
Current Ratio
1.4

Profitability

Gross Margin 7.9%
Operating Margin -1.8%
Net Margin -4.7%
Return on Equity (ROE) -43.8%
Return on Assets (ROA) -11.3%

Cash Flow & Balance Sheet

Operating Cash Flow-$5M
Free Cash Flow-$8M
Total Debt$19M
Debt-to-Equity45.2
Current Ratio1.4
Total Assets$75M

Price & Trading

Last Close$0.77
50-Day MA$0.98
200-Day MA$1.34
Avg Volume153K
Beta1.8
52-Week Range
$0.65
$3.37

About Fathom Holdings Inc. (FTHM)

CEO
Mr. Marco Fregenal
Employees
270
Sector
Real Estate
Industry
Real Estate Services
Country
United States
Exchange
NASDAQ
Market Cap
$23M
Currency
USD

Fathom Holdings Inc. provides a real estate services platform that integrates residential brokerage, mortgage, title, and insurance services in the United States. It operates through three segments: Real Estate Brokerage, Mortgage, and Technology. The Real Estate Brokerage segment provides real estate brokerage services. The Mortgage segment offers residential loan origination and underwriting services. The Technology segment provides Software as a Service solutions and data mining for third party customers. It offers access to various properties for sale or lease through its FathomRealty.com website to buyers, sellers, landlords, and tenants; insurance agency services; and title services. In addition, the company provides intelliAgent, a real estate technology platform that offers a suite of brokerage and agent level tools, technology, business processes, business intelligence and reporting, and training; transaction, personnel, customer relationship, and accounting management for agent transactions; and reporting, social media marketing, and other marketing and marketing repository services, as well as marketplace for add-on services and third-party technology. Its brands include Fathom Realty, Dagley Insurance, Encompass Lending, intelliAgent, LiveBy, Real Results, Verus Title, and Cornerstone. Fathom Holdings Inc. was founded in 2010 and is headquartered in Cary, North Carolina.

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Frequently Asked Questions

Is Fathom Holdings Inc. (FTHM) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Fathom Holdings Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Fathom Holdings Inc.'s debt ratio?

Fathom Holdings Inc.'s debt ratio is 66.7% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 24.9%.

What are Fathom Holdings Inc.'s key financial metrics?

Fathom Holdings Inc. has a market capitalization of $23M, and revenue of $335M. The company maintains a gross margin of 7.9% and a net margin of -4.7%. Return on equity stands at -43.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.