Is Franklin BSP Realty Trust, Inc. (FBRT) Halal?

NYSE Real Estate United States $681M
✗ NOT HALAL
Confidence: 90/100
Franklin BSP Realty Trust, Inc. (FBRT) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 557.6% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Franklin BSP Realty Trust, Inc. operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 557.6%
/ 30%
21.9%
/ 30%
636.8%
/ 30%
0.59%
/ 5%
✗ NOT HALAL
DJIM 557.6%
/ 33%
21.9%
/ 33%
636.8%
/ 33%
0.59%
/ 5%
✗ NOT HALAL
MSCI 70.2%
/ 33%
2.8%
/ 33%
80.1%
/ 33%
0.59%
/ 5%
✗ NOT HALAL
S&P 557.6%
/ 33%
21.9%
/ 33%
636.8%
/ 33%
0.59%
/ 5%
✗ NOT HALAL
FTSE 70.2%
/ 33%
2.8%
/ 33%
80.1%
/ 50%
0.59%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
13.0
Forward: 6.9
EPS
$0.64
Dividend Yield
958.0%
Payout: 221.9%
P/B Ratio
0.6
Revenue
$501M
Growth: 49.8%
Beta
1.1
Average volatility
Current Ratio
1.4

Profitability

Gross Margin 99.7%
Operating Margin 47.2%
Net Margin 29.2%
Return on Equity (ROE) 5.2%
Return on Assets (ROA) 1.4%

Cash Flow & Balance Sheet

Operating Cash Flow$292M
Free Cash Flow$292M
Total Debt$4.3B
Debt-to-Equity262.6
Current Ratio1.4
Total Assets$6.1B

Price & Trading

Last Close$8.58
50-Day MA$9.48
200-Day MA$10.39
Avg Volume1.1M
Beta1.1
52-Week Range
$8.30
$12.86

About Franklin BSP Realty Trust, Inc. (FBRT)

CEO
Mr. Michael Comparato
Employees
223
Sector
Real Estate
Industry
REIT - Mortgage
Country
United States
Exchange
NYSE
Market Cap
$681M
Currency
USD

Franklin BSP Realty Trust, Inc., a real estate finance company, originates and manages a diversified portfolio of commercial real estate debt investments through a REIT structure in the United States and internationally. The company operates through Real Estate Debt Business; Agency Business; Commercial Real Estate Conduit Business; and Real Estate Owned Business segments. The Real Estate Debt Business focuses on originating, acquiring, and asset managing commercial real estate debt investments, including first mortgages, subordinate mortgages, mezzanine loans, and participations in such loans and focuses on investing in and asset managing real estate securities. The Agency Business focuses on originating, selling, and servicing loans under programs offered by government-sponsored enterprises and agencies. The Commercial Real Estate Conduit Business is focused on generating risk-adjusted returns by originating and selling fixed-rate commercial real estate loans. The Real Estate Owned Business represents real estate acquired by the company through foreclosure, deed-in-lieu of foreclosure, and purchase. It also originates conduit loans. Franklin BSP Realty Trust, Inc. was formerly known as Benefit Street Partners Realty Trust, Inc. and changed its name to Franklin BSP Realty Trust, Inc. in October 2021. Franklin BSP Realty Trust, Inc. was incorporated in 2012 and is headquartered in New York, New York.

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Frequently Asked Questions

Is Franklin BSP Realty Trust, Inc. (FBRT) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Franklin BSP Realty Trust, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Franklin BSP Realty Trust, Inc.'s debt ratio?

Franklin BSP Realty Trust, Inc.'s debt ratio is 557.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 70.2%.

What are Franklin BSP Realty Trust, Inc.'s key financial metrics?

Franklin BSP Realty Trust, Inc. has a market capitalization of $681M, trailing P/E ratio of 13.0, and revenue of $501M. The company maintains a gross margin of 99.7% and a net margin of 29.2%. Return on equity stands at 5.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.