Is Emaar Properties (EMAAR) Halal?

DFM Real Estate United Arab Emirates $106.9B
✗ NOT HALAL
Confidence: 90/100
Emaar Properties (EMAAR) is Not Halal under AAOIFI Standard 21. While the debt ratio of 8.6% is acceptable, the cash and interest-bearing securities ratio of 57.8% exceeds the 30% threshold. Emaar Properties operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 8.6%
/ 30%
57.8%
/ 30%
1.8%
/ 30%
5.06%
/ 5%
✗ NOT HALAL
DJIM 8.6%
/ 33%
57.8%
/ 33%
1.8%
/ 33%
5.06%
/ 5%
✗ NOT HALAL
MSCI 5.7%
/ 33%
38.2%
/ 33%
1.2%
/ 33%
5.06%
/ 5%
✗ NOT HALAL
S&P 8.6%
/ 33%
57.8%
/ 33%
1.8%
/ 33%
5.06%
/ 5%
✗ NOT HALAL
FTSE 5.7%
/ 33%
38.2%
/ 33%
1.2%
/ 50%
5.06%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
6.1
Forward: 4.9
EPS
$1.99
Dividend Yield
826.0%
Payout: 50.2%
P/B Ratio
1.1
EV/EBITDA
4.3
EV: $102.7B
Revenue
$49.6B
Growth: 40.5%
Beta
0.2
Low volatility
Current Ratio
7.4

Profitability

Gross Margin 54.9%
Operating Margin 46.3%
Net Margin 35.5%
Return on Equity (ROE) 21.9%
Return on Assets (ROA) 8.1%

Cash Flow & Balance Sheet

Operating Cash Flow$33.5B
Free Cash Flow$32.5B
Total Debt$10.6B
Debt-to-Equity9.9
Current Ratio7.4
Total Assets$186.7B

Price & Trading

Last CloseAED 12.15
50-Day MAAED 14.73
200-Day MAAED 14.27
Avg Volume22.4M
Beta0.2
52-Week Range
AED 10.15
AED 17.25

About Emaar Properties (EMAAR)

CEO
Mr. Amit Jain C.F.A.
Sector
Real Estate
Industry
Real Estate - Development
Country
United Arab Emirates
Exchange
DFM
Market Cap
$106.9B
Currency
AED

Emaar Properties PJSC, together with its subsidiaries, engages in the property investment, development, and development management business in the United Arab Emirates and internationally. It operates through three segments: Real Estate; Leasing, Retail and Related Activities; and Hospitality. The Real Estate segment develops, sells, and manages condominiums, villas, commercial units, and plots of land. The Leasing, Retail and Related Activities segment develops, leases, and manages malls, as well as retail, commercial, and residential spaces. The Hospitality segment develops, owns, and/or manages hotels and serviced apartments. This segment is also involved in leisure activities. The company also offers shopping malls and retail, hospitality, property management, and utility services, as well as invests in providers of financial services. In addition, it is engages in entertainment activities. Emaar Properties PJSC was incorporated in 1997 and is headquartered in Dubai, the United Arab Emirates.

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Frequently Asked Questions

Is Emaar Properties (EMAAR) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Emaar Properties is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Emaar Properties's debt ratio?

Emaar Properties's debt ratio is 8.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 5.7%.

What are Emaar Properties's key financial metrics?

Emaar Properties has a market capitalization of $106.9B, trailing P/E ratio of 6.1, and revenue of $49.6B. The company maintains a gross margin of 54.9% and a net margin of 35.5%. Return on equity stands at 21.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.