Is Ellington Financial Inc. (EFC) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 1131.3% / 30% | 13.5% / 30% | 14.2% / 30% | 161.33% / 5% | ✗ NOT HALAL |
| DJIM | 1131.3% / 33% | 13.5% / 33% | 14.2% / 33% | 161.33% / 5% | ✗ NOT HALAL |
| MSCI | 87.7% / 33% | 1.0% / 33% | 1.1% / 33% | 161.33% / 5% | ✗ NOT HALAL |
| S&P | 1131.3% / 33% | 13.5% / 33% | 14.2% / 33% | 161.33% / 5% | ✗ NOT HALAL |
| FTSE | 87.7% / 33% | 1.0% / 33% | 1.1% / 50% | 161.33% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 100.0% | |
| Operating Margin | 32.1% | |
| Net Margin | 44.6% | |
| Return on Equity (ROE) | 8.7% | |
| Return on Assets (ROA) | 0.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$925M |
| Free Cash Flow | -$925M |
| Total Debt | $17.0B |
| Debt-to-Equity | 909.7 |
| Current Ratio | 8.9 |
| Total Assets | $19.4B |
Price & Trading
| Last Close | $11.70 |
| 50-Day MA | $12.59 |
| 200-Day MA | $13.22 |
| Avg Volume | 2.2M |
| Beta | 0.9 |
|
52-Week Range
$11.12
| |
About Ellington Financial Inc. (EFC)
Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. It operates in two segments, Investment Portfolio and Longbridge. The company acquires and manages residential mortgage-backed securities (RMBS) backed by prime jumbo, Alt-A, non-QM, manufactured housing, subprime residential, and single-family-rental mortgage loans; RMBS for which the principal and interest payments are guaranteed by the U.S. government agency or the U.S. government-sponsored entity; residential and commercial mortgage loans; residential mortgage-backed securities; commercial mortgage-backed securities; consumer loans and asset-backed securities backed by consumer loans; investments referencing mortgage servicing rights on traditional forward mortgage loans; collateralized loan obligations; non-mortgage- and mortgage-related derivatives; debt and equity investments in loan origination companies; and other strategic investments. It also offers reverse mortgage loans, including associated financial assets, financing, hedging, and allocated expenses. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes that intends to distribute at least 90% of its taxable income as dividends to shareholders. Ellington Financial Inc. was incorporated in 2007 and is headquartered in Old Greenwich, Connecticut.
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Frequently Asked Questions
Is Ellington Financial Inc. (EFC) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Ellington Financial Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Ellington Financial Inc.'s debt ratio?
Ellington Financial Inc.'s debt ratio is 1131.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 87.7%.
What are Ellington Financial Inc.'s key financial metrics?
Ellington Financial Inc. has a market capitalization of $1.4B, trailing P/E ratio of 9.7, and revenue of $307M. The company maintains a gross margin of 100.0% and a net margin of 44.6%. Return on equity stands at 8.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.