Is Dream Finders Homes, Inc. (DFH) Halal?

NYSE Consumer Cyclical United States $1.2B
✗ NOT HALAL
Confidence: 90/100
Dream Finders Homes, Inc. (DFH) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 105.6% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Dream Finders Homes, Inc. operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 105.6%
/ 30%
15.4%
/ 30%
2.6%
/ 30%
0.34%
/ 5%
✗ NOT HALAL
DJIM 105.6%
/ 33%
15.4%
/ 33%
2.6%
/ 33%
0.34%
/ 5%
✗ NOT HALAL
MSCI 43.1%
/ 33%
6.3%
/ 33%
1.0%
/ 33%
0.34%
/ 5%
✗ NOT HALAL
S&P 105.6%
/ 33%
15.4%
/ 33%
2.6%
/ 33%
0.34%
/ 5%
✗ NOT HALAL
FTSE 43.1%
/ 33%
6.3%
/ 33%
1.0%
/ 50%
0.34%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
6.3
Forward: 6.8
EPS
$2.14
P/B Ratio
0.9
EV/EBITDA
9.8
EV: $2.8B
Revenue
$4.3B
Growth: -22.3%
Beta
1.9
High volatility
Current Ratio
7.2

Profitability

Gross Margin 20.7%
Operating Margin 6.1%
Net Margin 5.0%
Return on Equity (ROE) 14.4%
Return on Assets (ROA) 4.8%

Cash Flow & Balance Sheet

Operating Cash Flow-$101M
Free Cash Flow-$126M
Total Debt$1.6B
Debt-to-Equity101.8
Current Ratio7.2
Total Assets$3.7B

Price & Trading

Last Close$14.21
50-Day MA$17.82
200-Day MA$22.15
Avg Volume554K
Beta1.9
52-Week Range
$13.39
$31.50

About Dream Finders Homes, Inc. (DFH)

CEO
Mr. Patrick O. Zalupski
Employees
1,911
Sector
Consumer Cyclical
Industry
Residential Construction
Country
United States
Exchange
NYSE
Market Cap
$1.2B
Currency
USD

Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. It operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The company designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. It markets its homes under various brands, including Dream Finders Homes, DF Luxury, Reverie Active Adult Lifestyle by Dream Finders Homes, Craft Homes and Coventry Homes. The company also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.

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Frequently Asked Questions

Is Dream Finders Homes, Inc. (DFH) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Dream Finders Homes, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Dream Finders Homes, Inc.'s debt ratio?

Dream Finders Homes, Inc.'s debt ratio is 105.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 43.1%.

What are Dream Finders Homes, Inc.'s key financial metrics?

Dream Finders Homes, Inc. has a market capitalization of $1.2B, trailing P/E ratio of 6.3, and revenue of $4.3B. The company maintains a gross margin of 20.7% and a net margin of 5.0%. Return on equity stands at 14.4%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.