Is CARVANA CO. (CVNA) Halal?

NYSE Consumer Cyclical United States $66.6B
✗ NOT HALAL
Confidence: 90/100
CARVANA CO. (CVNA) is Not Halal under AAOIFI Standard 21. The company's impermissible income ratio of 11.15% exceeds the 5% threshold allowed under AAOIFI. CARVANA CO. operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 7.9%
/ 30%
4.0%
/ 30%
0.4%
/ 30%
11.15%
/ 5%
✗ NOT HALAL
DJIM 7.9%
/ 33%
4.0%
/ 33%
0.4%
/ 33%
11.15%
/ 5%
✗ NOT HALAL
MSCI 41.8%
/ 33%
21.3%
/ 33%
1.9%
/ 33%
11.15%
/ 5%
✗ NOT HALAL
S&P 7.9%
/ 33%
4.0%
/ 33%
0.4%
/ 33%
11.15%
/ 5%
✗ NOT HALAL
FTSE 41.8%
/ 33%
21.3%
/ 33%
1.9%
/ 50%
11.15%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
35.7
Forward: 28.3
EPS
$8.46
P/B Ratio
12.5
EV/EBITDA
21.6
EV: $46.7B
Revenue
$20.3B
Growth: 58.0%
Beta
3.7
High volatility
Current Ratio
4.3

Profitability

Gross Margin 20.6%
Operating Margin 7.6%
Net Margin 6.9%
Return on Equity (ROE) 67.9%
Return on Assets (ROA) 10.9%

Cash Flow & Balance Sheet

Operating Cash Flow$1.0B
Free Cash Flow$889M
Total Debt$5.5B
Debt-to-Equity133.1
Current Ratio4.3
Total Assets$13.2B

Price & Trading

Last Close$301.37
50-Day MA$360.15
200-Day MA$363.97
Avg Volume3.8M
Beta3.7
52-Week Range
$148.25
$486.89

About CARVANA CO. (CVNA)

CEO
Mr. Ernest C. Garcia III
Employees
23,100
Sector
Consumer Cyclical
Industry
Auto & Truck Dealerships
Country
United States
Exchange
NYSE
Market Cap
$66.6B
Currency
USD

Carvana Co., together with its subsidiaries, operates an e-commerce platform for buying and selling used cars. It provides vehicle acquisition, inspection and reconditioning, online search and shopping experience, financing, complementary products, logistics network and distinctive fulfillment experience, and post-sale customer support services. The company also operates auction sites. Carvana Co. was founded in 2012 and is based in Tempe, Arizona.

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Frequently Asked Questions

Is CARVANA CO. (CVNA) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), CARVANA CO. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is CARVANA CO.'s debt ratio?

CARVANA CO.'s debt ratio is 7.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 41.8%.

What are CARVANA CO.'s key financial metrics?

CARVANA CO. has a market capitalization of $66.6B, trailing P/E ratio of 35.7, and revenue of $20.3B. The company maintains a gross margin of 20.6% and a net margin of 6.9%. Return on equity stands at 67.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.