Is Torrid Holdings Inc. (CURV) Halal?

NYSE Consumer Cyclical United States $178M
✗ NOT HALAL
Confidence: 90/100
Torrid Holdings Inc. (CURV) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 385.6% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Torrid Holdings Inc. operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from January 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 385.6%
/ 30%
40.1%
/ 30%
2.3%
/ 30%
0.0%
/ 5%
✗ NOT HALAL
DJIM 385.6%
/ 33%
40.1%
/ 33%
2.3%
/ 33%
0.0%
/ 5%
✗ NOT HALAL
MSCI 95.5%
/ 33%
9.9%
/ 33%
0.6%
/ 33%
0.0%
/ 5%
✗ NOT HALAL
S&P 385.6%
/ 33%
40.1%
/ 33%
2.3%
/ 33%
0.0%
/ 5%
✗ NOT HALAL
FTSE 95.5%
/ 33%
9.9%
/ 33%
0.6%
/ 50%
0.0%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.07
P/B Ratio
-0.8
EV/EBITDA
10.3
EV: $594M
Revenue
$1.1B
Growth: -14.3%
Beta
1.5
High volatility
Current Ratio
0.8

Profitability

Gross Margin 34.8%
Operating Margin -2.1%
Net Margin -0.7%
Return on Assets (ROA) 3.0%

Cash Flow & Balance Sheet

Operating Cash Flow$77M
Free Cash Flow$63M
Total Debt$467M
Current Ratio0.8
Total Assets$488M

Price & Trading

Last Close$1.72
50-Day MA$1.23
200-Day MA$1.79
Avg Volume841K
Beta1.5
52-Week Range
$0.94
$6.69

About Torrid Holdings Inc. (CURV)

CEO
Ms. Lisa M. Harper
Sector
Consumer Cyclical
Industry
Apparel Retail
Country
United States
Exchange
NYSE
Market Cap
$178M
Currency
USD

Torrid Holdings Inc. provides apparel, intimates, and accessories for curvy women in North America. The company designs, develops, and merchandises its products under the Torrid, Torrid Curve, CURV, and Lovesick brand names. It is also involved in the sale of tops, denim, bottoms, dresses, intimates, activewear, sleep wear, swim wear, and outerwear products; and accessories, footwear, and beauty products. The company sells its products directly to consumers through its e-commerce platform and its physical stores. Torrid Holdings Inc. was incorporated in 2019 and is headquartered in City Of Industry, California.

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Frequently Asked Questions

Is Torrid Holdings Inc. (CURV) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Torrid Holdings Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Torrid Holdings Inc.'s debt ratio?

Torrid Holdings Inc.'s debt ratio is 385.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 95.5%.

What are Torrid Holdings Inc.'s key financial metrics?

Torrid Holdings Inc. has a market capitalization of $178M, and revenue of $1.1B. The company maintains a gross margin of 34.8% and a net margin of -0.7%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.