Is Cherry Hill Mortgage Investment Corp (CHMI) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 152.9% / 30% | 46.8% / 30% | 9.7% / 30% | 161.38% / 5% | ✗ NOT HALAL |
| DJIM | 152.9% / 33% | 46.8% / 33% | 9.7% / 33% | 161.38% / 5% | ✗ NOT HALAL |
| MSCI | 10.1% / 33% | 3.1% / 33% | 0.6% / 33% | 161.38% / 5% | ✗ NOT HALAL |
| S&P | 152.9% / 33% | 46.8% / 33% | 9.7% / 33% | 161.38% / 5% | ✗ NOT HALAL |
| FTSE | 10.1% / 33% | 3.1% / 33% | 0.6% / 50% | 161.38% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 71.5% | |
| Operating Margin | 59.5% | |
| Net Margin | 20.9% | |
| Return on Equity (ROE) | 2.9% | |
| Return on Assets (ROA) | 0.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $19M |
| Free Cash Flow | $19M |
| Total Debt | $145M |
| Debt-to-Equity | 538.6 |
| Current Ratio | 0.1 |
| Total Assets | $1.5B |
Price & Trading
| Last Close | $2.74 |
| 50-Day MA | $2.66 |
| 200-Day MA | $2.64 |
| Avg Volume | 191K |
| Beta | 1.1 |
|
52-Week Range
$2.17
| |
About Cherry Hill Mortgage Investment Corp (CHMI)
Cherry Hill Mortgage Investment Corporation, a residential real estate finance company, acquires, invests, and manages residential mortgage assets in the United States. It operates in two segments, Investments in RMBS and Investments in Servicing Related Assets. The trust qualifies as a real estate investment trust for federal income tax purposes. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Cherry Hill Mortgage Investment Corporation was incorporated in 2012 and is based in Tinton Falls, New Jersey.
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Frequently Asked Questions
Is Cherry Hill Mortgage Investment Corp (CHMI) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Cherry Hill Mortgage Investment Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Cherry Hill Mortgage Investment Corp's debt ratio?
Cherry Hill Mortgage Investment Corp's debt ratio is 152.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 10.1%.
What are Cherry Hill Mortgage Investment Corp's key financial metrics?
Cherry Hill Mortgage Investment Corp has a market capitalization of $95M, and revenue of $23M. The company maintains a gross margin of 71.5% and a net margin of 20.9%. Return on equity stands at 2.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.