Is Creative Global Technology Holdings Ltd (CGTL) Halal?

NASDAQ Consumer Cyclical Hong Kong $27M
✓ HALAL
Confidence: 95/100
Creative Global Technology Holdings Ltd (CGTL) is Halal under all 5 major Shariah screening standards. With a debt ratio of just 0.1% against the AAOIFI threshold of 30%, Creative Global Technology Holdings Ltd comfortably passes the key financial ratio tests. The company operates in the Consumer Cyclical sector (Specialty Retail), which is not a prohibited industry under Islamic finance principles.

Shariah Screening — 5 Standards

Based on financial data from September 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 0.1%
/ 30%
0.6%
/ 30%
0.0%
/ 30%
0.01%
/ 5%
✓ HALAL
DJIM 0.1%
/ 33%
0.6%
/ 33%
0.0%
/ 33%
0.01%
/ 5%
✓ HALAL
MSCI 0.1%
/ 33%
1.0%
/ 33%
0.0%
/ 33%
0.01%
/ 5%
✓ HALAL
S&P 0.1%
/ 33%
0.6%
/ 33%
0.0%
/ 33%
0.01%
/ 5%
✓ HALAL
FTSE 0.1%
/ 33%
1.0%
/ 33%
0.0%
/ 50%
0.01%
/ 5%
✓ HALAL

Financial Highlights

EPS
$-0.57
P/B Ratio
1.5
EV/EBITDA
-2.0
EV: $27M
Revenue
$21M
Growth: -41.0%
Current Ratio
72.5

Profitability

Gross Margin 10.8%
Operating Margin 22.1%
Net Margin -63.2%
Return on Equity (ROE) -84.9%
Return on Assets (ROA) -47.5%

Cash Flow & Balance Sheet

Operating Cash Flow-$5M
Free Cash Flow-$5M
Total Debt$18,665
Debt-to-Equity0.1
Current Ratio72.5
Total Assets$18M

Price & Trading

Last Close$1.10
50-Day MA$2.55
200-Day MA$1.32
Avg Volume1.3M
52-Week Range
$0.41
$6.52

About Creative Global Technology Holdings Ltd (CGTL)

CEO
Ms. Hei Tung Siu
Employees
12
Sector
Consumer Cyclical
Industry
Specialty Retail
Country
Hong Kong
Exchange
NASDAQ
Market Cap
$27M
Currency
USD

Creative Global Technology Holdings Limited, an investment holding company, engages in sourcing and reselling recycled consumer electronic devices in Hong Kong. The company wholesales, retails, and rents pre-owned consumer electronic devices, such as smartphones, tablets, and laptops; as well as involved in trading activities. It also offers its products through online. The company was founded in 2016 and is headquartered in Kwun Tong, Hong Kong. Creative Global Technology Holdings Limited is a subsidiary of HSZ Holdings Limited.

Purification Calculator

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Frequently Asked Questions

Is Creative Global Technology Holdings Ltd (CGTL) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Creative Global Technology Holdings Ltd is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Creative Global Technology Holdings Ltd's debt ratio?

Creative Global Technology Holdings Ltd's debt ratio is 0.1% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.1%.

Does Creative Global Technology Holdings Ltd require dividend purification?

Yes, Creative Global Technology Holdings Ltd has an impermissible income ratio of 0.01%, which means 0.01% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.

What are Creative Global Technology Holdings Ltd's key financial metrics?

Creative Global Technology Holdings Ltd has a market capitalization of $27M, and revenue of $21M. The company maintains a gross margin of 10.8% and a net margin of -63.2%. Return on equity stands at -84.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.