Is CADIZ INC (CDZI) Halal?

NASDAQ Utilities United States $415M
✓ HALAL
Confidence: 95/100
CADIZ INC (CDZI) is Halal under 3 of 5 Shariah screening standards, including AAOIFI Standard 21. With a debt ratio of just 19.2% against the AAOIFI threshold of 30%, CADIZ INC comfortably passes the key financial ratio tests. The company operates in the Utilities sector (Utilities - Regulated Water), which is not a prohibited industry under Islamic finance principles.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 19.2%
/ 30%
3.9%
/ 30%
1.0%
/ 30%
3.56%
/ 5%
✓ HALAL
DJIM 19.2%
/ 33%
3.9%
/ 33%
1.0%
/ 33%
3.56%
/ 5%
✓ HALAL
MSCI 63.9%
/ 33%
12.9%
/ 33%
3.4%
/ 33%
3.56%
/ 5%
✗ NOT HALAL
S&P 19.2%
/ 33%
3.9%
/ 33%
1.0%
/ 33%
3.56%
/ 5%
✓ HALAL
FTSE 63.9%
/ 33%
12.9%
/ 33%
3.4%
/ 50%
3.56%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.49
P/B Ratio
14.6
EV/EBITDA
-21.0
EV: $497M
Revenue
$10M
Growth: 28.7%
Beta
2.1
High volatility
Current Ratio
1.3

Profitability

Gross Margin 32.5%
Operating Margin -118.0%
Net Margin -206.6%
Return on Equity (ROE) -136.4%
Return on Assets (ROA) -12.9%

Cash Flow & Balance Sheet

Operating Cash Flow-$22M
Free Cash Flow-$22M
Total Debt$86M
Debt-to-Equity327.1
Current Ratio1.3
Total Assets$134M

Price & Trading

Last Close$5.06
50-Day MA$5.38
200-Day MA$4.65
Avg Volume791K
Beta2.1
52-Week Range
$2.13
$6.96

About CADIZ INC (CDZI)

CEO
Ms. Susan P. Kennedy
Employees
25
Sector
Utilities
Industry
Utilities - Regulated Water
Country
United States
Exchange
NASDAQ
Market Cap
$415M
Currency
USD

Cadiz Inc., together with its subsidiaries, provides water solutions in the United States. The company operates in two segments, Land and Water Resources; and Water Filtration Technology. It offers water supply, water storage, water conveyance, and water filtration services. The company also provides water filtration solutions for impaired or contaminated groundwater sources. In addition, it is involved in the cultivation of grain crops, including alfalfa. The company serves public and private water systems, government agencies, and commercial businesses. Cadiz Inc. was founded in 1983 and is based in Los Angeles, California.

Purification Calculator

As a halal stock with 3.56% impermissible income, you need to purify your dividends.

Enter your dividends to calculate purification amount

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Frequently Asked Questions

Is CADIZ INC (CDZI) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), CADIZ INC is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is CADIZ INC's debt ratio?

CADIZ INC's debt ratio is 19.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 63.9%.

Does CADIZ INC require dividend purification?

Yes, CADIZ INC has an impermissible income ratio of 3.56%, which means 3.56% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.

What are CADIZ INC's key financial metrics?

CADIZ INC has a market capitalization of $415M, and revenue of $10M. The company maintains a gross margin of 32.5% and a net margin of -206.6%. Return on equity stands at -136.4%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.