Is CATO CORP (CATO) Halal?

NYSE Consumer Cyclical United States $54M
✗ NOT HALAL
Confidence: 90/100
CATO CORP (CATO) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 241.4% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. CATO CORP operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from January 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 241.4%
/ 30%
128.6%
/ 30%
40.6%
/ 30%
0.77%
/ 5%
✗ NOT HALAL
DJIM 241.4%
/ 33%
128.6%
/ 33%
40.6%
/ 33%
0.77%
/ 5%
✗ NOT HALAL
MSCI 32.3%
/ 33%
17.2%
/ 33%
5.4%
/ 33%
0.77%
/ 5%
✓ HALAL
S&P 241.4%
/ 33%
128.6%
/ 33%
40.6%
/ 33%
0.77%
/ 5%
✗ NOT HALAL
FTSE 32.3%
/ 33%
17.2%
/ 33%
5.4%
/ 50%
0.77%
/ 5%
✓ HALAL

Financial Highlights

EPS
$-0.31
P/B Ratio
0.3
EV/EBITDA
-31.6
EV: $131M
Revenue
$650M
Growth: -4.0%
Beta
0.6
Low volatility
Current Ratio
1.2

Profitability

Gross Margin 34.0%
Operating Margin -9.1%
Net Margin -0.9%
Return on Equity (ROE) -3.7%
Return on Assets (ROA) -2.0%

Cash Flow & Balance Sheet

Operating Cash Flow-$20M
Free Cash Flow-$28M
Total Debt$146M
Debt-to-Equity95.6
Current Ratio1.2
Total Assets$452M

Price & Trading

Last Close$2.66
50-Day MA$3.06
200-Day MA$3.40
Avg Volume59K
Beta0.6
52-Week Range
$2.19
$4.92

About CATO CORP (CATO)

CEO
Mr. John P. Derham Cato
Sector
Consumer Cyclical
Industry
Apparel Retail
Country
United States
Exchange
NYSE
Market Cap
$54M
Currency
USD

The Cato Corporation, together with its subsidiaries, operates as a specialty retailer of fashion apparel and accessories primarily in the southeastern United States. It operates through two segments, Retail and Credit. The company's stores and e-commerce websites offer a range of apparel and accessories, including dressy, career, and casual sportswear; and dresses, coats, shoes, lingerie, costume jewelry, and handbags, as well as men's wear, and lines for kids and infants. It operates its stores and e-commerce websites under the Cato, Cato Fashions, Cato Plus, It's Fashion, It's Fashion Metro, and Versona names. It also provides credit card services and layaway plans for customers. The Cato Corporation was incorporated in 1946 and is headquartered in Charlotte, North Carolina.

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Frequently Asked Questions

Is CATO CORP (CATO) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), CATO CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is CATO CORP's debt ratio?

CATO CORP's debt ratio is 241.4% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 32.3%.

What are CATO CORP's key financial metrics?

CATO CORP has a market capitalization of $54M, and revenue of $650M. The company maintains a gross margin of 34.0% and a net margin of -0.9%. Return on equity stands at -3.7%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.