Is BHM (BHM) Halal?

AMEX Real Estate United States $46M
✗ NOT HALAL
Confidence: 90/100
BHM (BHM) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 865.2% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. BHM operates in the Real Estate sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 865.2%
/ 30%
266.7%
/ 30%
156.7%
/ 30%
10.8%
/ 5%
✗ NOT HALAL
DJIM 865.2%
/ 33%
266.7%
/ 33%
156.7%
/ 33%
10.8%
/ 5%
✗ NOT HALAL
MSCI 38.7%
/ 33%
11.9%
/ 33%
7.0%
/ 33%
10.8%
/ 5%
✗ NOT HALAL
S&P 865.2%
/ 33%
266.7%
/ 33%
156.7%
/ 33%
10.8%
/ 5%
✗ NOT HALAL
FTSE 38.7%
/ 33%
11.9%
/ 33%
7.0%
/ 50%
10.8%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-3.02
Dividend Yield
424.0%
P/B Ratio
0.4
EV/EBITDA
48.5
EV: $869M
Revenue
$69M
Growth: 23.4%
Beta
0.8
Average volatility
Current Ratio
3.5

Profitability

Gross Margin 50.4%
Operating Margin -9.7%
Net Margin 2.9%
Return on Equity (ROE) -5.2%
Return on Assets (ROA) -0.7%

Cash Flow & Balance Sheet

Operating Cash Flow$28M
Free Cash Flow$10M
Total Debt$428M
Debt-to-Equity61.9
Current Ratio3.5
Total Assets$1.2B

Price & Trading

Last Close$11.73
50-Day MA$10.24
200-Day MA$11.16
Avg Volume10K
Beta0.8
52-Week Range
$8.05
$14.81

About BHM (BHM)

CEO
Mr. Robert Ramin Kamfar
Sector
Real Estate
Industry
REIT - Residential
Country
United States
Exchange
AMEX
Market Cap
$46M
Currency
USD

Bluerock Homes Trust, Inc. is an externally managed REIT that owns and operates a portfolio of institutional residential properties including single-family homes, build-to-rent communities, and other residential communities located in attractive markets with a focus on the knowledge-economy and high quality of life regions of the Sunbelt and high growth areas of the Western United States. BHM's principal objective is to generate attractive risk-adjusted investment returns by acquiring residential units, developing residential communities, and through Value-Add renovations. BHM properties are located across a diverse group of growth markets with healthy long-term demand fundamentals for residential rentals and will seek to target the high disposable income renter by choice. Bluerock Homes Trust, Inc. is headquartered in New York.

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Frequently Asked Questions

Is BHM (BHM) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), BHM is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is BHM's debt ratio?

BHM's debt ratio is 865.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 38.7%.

What are BHM's key financial metrics?

BHM has a market capitalization of $46M, and revenue of $69M. The company maintains a gross margin of 50.4% and a net margin of 2.9%. Return on equity stands at -5.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.