Is SAUL CENTERS, INC. (BFS-PD) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 108.6% / 30% | 0.7% / 30% | 3.6% / 30% | 0.06% / 5% | ✗ NOT HALAL |
| DJIM | 108.6% / 33% | 0.7% / 33% | 3.6% / 33% | 0.06% / 5% | ✗ NOT HALAL |
| MSCI | 72.1% / 33% | 0.5% / 33% | 2.4% / 33% | 0.06% / 5% | ✗ NOT HALAL |
| S&P | 108.6% / 33% | 0.7% / 33% | 3.6% / 33% | 0.06% / 5% | ✗ NOT HALAL |
| FTSE | 72.1% / 33% | 0.5% / 33% | 2.4% / 50% | 0.06% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 70.9% | |
| Operating Margin | 37.4% | |
| Net Margin | 12.9% | |
| Return on Equity (ROE) | 10.1% | |
| Return on Assets (ROA) | 3.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $100M |
| Free Cash Flow | $100M |
| Total Debt | $1.6B |
| Debt-to-Equity | 335.8 |
| Current Ratio | 0.3 |
| Total Assets | $2.2B |
Price & Trading
| Last Close | $20.58 |
| 50-Day MA | $21.09 |
| 200-Day MA | $21.38 |
| Avg Volume | 3K |
| Beta | 0.9 |
|
52-Week Range
$19.30
| |
About SAUL CENTERS, INC. (BFS-PD)
Saul Centers, Inc. is a self-managed, self-administered equity REIT headquartered in Bethesda, Maryland, which currently operates and manages a real estate portfolio of 62 properties which includes (a) 59 community and neighborhood shopping centers and mixed-use properties with approximately 10.5 million square feet of leasable area and (b) three land and development properties. Over 85% of the Saul Centers' property operating income is generated by properties in the metropolitan Washington, DC/Baltimore area. Saul Centers, Inc. was established on June 10, 1993 and incorporated in Maryland, USA.
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Frequently Asked Questions
Is SAUL CENTERS, INC. (BFS-PD) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), SAUL CENTERS, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is SAUL CENTERS, INC.'s debt ratio?
SAUL CENTERS, INC.'s debt ratio is 108.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 72.1%.
What are SAUL CENTERS, INC.'s key financial metrics?
SAUL CENTERS, INC. has a market capitalization of $1.4B, trailing P/E ratio of 12.2, and revenue of $290M. The company maintains a gross margin of 70.9% and a net margin of 12.9%. Return on equity stands at 10.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.