SAUL CENTERS, INC. (BFS-PD) Financial Ratio Screen

NYSE Real Estate United States USD 1405M
RATIOS FAIL*
Automated financial screen · activity assessed separately
SAUL CENTERS, INC. (BFS-PD) is potentially non-compliant in the automated ratio model. The company's debt ratio of 74.1% exceeds the 30% MSCI new-inclusion threshold relative to total assets. SAUL CENTERS, INC. operates in the Real Estate sector.

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MSCI new-inclusion financial-ratio snapshot

BFS-PD financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
74.1%
Fail vs 30%
Cash ratio
0.4%
Pass vs 30%
Receivables + cash
3.2%
Pass vs 30%
Impermissible income
0.1%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (REIT - Retail) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Saul Centers, Inc. is a self-managed, self-administered equity REIT headquartered in Bethesda, Maryland, which currently operates and manages a real estate portfolio of 62 properties which includes (a) 59 community and neighborhood shopping centers and mixed-use properties with approximately 10.5 million square feet of leasable area and (b) three land and development properties. Over 85% of the Saul Centers' property operating income is generated by properties in the metropolitan Washington, DC/Baltimore area. Saul Centers, Inc. was established on June 10, 1993 and incorporated in Maryland, USA.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 74.1%
/ 30%
0.4%
/ 30%
3.2%
/ 30%
0.05%
/ 5%
RATIOS FAIL*
FTSE 74.1%
/ 33%
0.4%
/ 33%
3.2%
/ 50%
0.05%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
12.2
EPS
$1.69
Dividend Yield
742.0%
P/B Ratio
4.1
EV/EBITDA
14.1
EV: $2.5B
Revenue
$290M
Growth: 10.6%
Beta
0.9
Average volatility
Current Ratio
0.3

Profitability

Gross Margin 70.9%
Operating Margin 37.4%
Net Margin 12.9%
Return on Equity (ROE) 10.1%
Return on Assets (ROA) 3.5%

Cash Flow & Balance Sheet

Operating Cash Flow$100M
Free Cash Flow$100M
Total Debt$1.6B
Debt-to-Equity335.8
Current Ratio0.3
Total Assets$2.2B

Price & Trading

Last Close$20.58
50-Day MA$21.09
200-Day MA$21.38
Avg Volume3K
Beta0.9
52-Week Range
$19.30
$23.10

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About SAUL CENTERS, INC. (BFS-PD)

CEO
Mr. Bernard Francis Saul II
Employees
156
Sector
Real Estate
Industry
REIT - Retail
Country
United States
Exchange
NYSE
Market Cap (listing currency)
USD 1405M
Currency
USD

Saul Centers, Inc. is a self-managed, self-administered equity REIT headquartered in Bethesda, Maryland, which currently operates and manages a real estate portfolio of 62 properties which includes (a) 59 community and neighborhood shopping centers and mixed-use properties with approximately 10.5 million square feet of leasable area and (b) three land and development properties. Over 85% of the Saul Centers' property operating income is generated by properties in the metropolitan Washington, DC/Baltimore area. Saul Centers, Inc. was established on June 10, 1993 and incorporated in Maryland, USA.

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Frequently Asked Questions

Is SAUL CENTERS, INC. (BFS-PD) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is SAUL CENTERS, INC.'s debt ratio?

SAUL CENTERS, INC.'s debt ratio is 74.1% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are SAUL CENTERS, INC.'s key financial metrics?

SAUL CENTERS, INC. has a market capitalization of USD 1405M in its listing currency, trailing P/E ratio of 12.2, and revenue of $290M. The company maintains a gross margin of 70.9% and a net margin of 12.9%. Return on equity stands at 10.1%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.