Is Angel Oak Mortgage REIT, Inc. (AOMR) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 1037.5% / 30% | 19.4% / 30% | 4.8% / 30% | 235.52% / 5% | ✗ NOT HALAL |
| DJIM | 1037.5% / 33% | 19.4% / 33% | 4.8% / 33% | 235.52% / 5% | ✗ NOT HALAL |
| MSCI | 80.8% / 33% | 1.5% / 33% | 0.4% / 33% | 235.52% / 5% | ✗ NOT HALAL |
| S&P | 1037.5% / 33% | 19.4% / 33% | 4.8% / 33% | 235.52% / 5% | ✗ NOT HALAL |
| FTSE | 80.8% / 33% | 1.5% / 33% | 0.4% / 50% | 235.52% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 82.8% | |
| Operating Margin | 69.1% | |
| Net Margin | 72.2% | |
| Return on Equity (ROE) | 17.4% | |
| Return on Assets (ROA) | 1.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$407M |
| Free Cash Flow | -$407M |
| Total Debt | $2.2B |
| Debt-to-Equity | 851.2 |
| Current Ratio | 5.5 |
| Total Assets | $2.7B |
Price & Trading
| Last Close | $8.27 |
| 50-Day MA | $8.70 |
| 200-Day MA | $9.09 |
| Avg Volume | 97K |
| Beta | 1.3 |
|
52-Week Range
$7.36
| |
About Angel Oak Mortgage REIT, Inc. (AOMR)
Angel Oak Mortgage REIT, Inc., a real estate finance company, focuses on acquiring and investing in first lien nonqualified mortgage loans and other mortgage-related assets in the United States mortgage market. It offers investment securities; residential mortgage loans; and commercial mortgage loans. The company also offers futures contracts; non-agency residential mortgage backed securities; non-recourse securitization obligations; collateralized by residential mortgage loans; commercial bridge loans; mezzanine loans; construction loans; B-Notes; home equity lines of credit (HELOCs); and other related instruments. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Angel Oak Mortgage, Inc. and changed its name to Angel Oak Mortgage REIT, Inc. in March 2023. Angel Oak Mortgage REIT, Inc. was incorporated in 2018 and is headquartered in Atlanta, Georgia.
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Frequently Asked Questions
Is Angel Oak Mortgage REIT, Inc. (AOMR) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Angel Oak Mortgage REIT, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Angel Oak Mortgage REIT, Inc.'s debt ratio?
Angel Oak Mortgage REIT, Inc.'s debt ratio is 1037.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 80.8%.
What are Angel Oak Mortgage REIT, Inc.'s key financial metrics?
Angel Oak Mortgage REIT, Inc. has a market capitalization of $198M, trailing P/E ratio of 4.4, and revenue of $61M. The company maintains a gross margin of 82.8% and a net margin of 72.2%. Return on equity stands at 17.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.