Is ACV Auctions Inc. (ACVA) Halal?

NYSE Consumer Cyclical United States $722M
✗ NOT HALAL
Confidence: 90/100
ACV Auctions Inc. (ACVA) is Not Halal under AAOIFI Standard 21. While the debt ratio of 21.3% is acceptable, the cash and interest-bearing securities ratio of 30.5% exceeds the 30% threshold. ACV Auctions Inc. operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 21.3%
/ 30%
30.5%
/ 30%
42.4%
/ 30%
1.05%
/ 5%
✗ NOT HALAL
DJIM 21.3%
/ 33%
30.5%
/ 33%
42.4%
/ 33%
1.05%
/ 5%
✗ NOT HALAL
MSCI 17.5%
/ 33%
25.0%
/ 33%
34.8%
/ 33%
1.05%
/ 5%
✗ NOT HALAL
S&P 21.3%
/ 33%
30.5%
/ 33%
42.4%
/ 33%
1.05%
/ 5%
✗ NOT HALAL
FTSE 17.5%
/ 33%
25.0%
/ 33%
34.8%
/ 50%
1.05%
/ 5%
✓ HALAL

Financial Highlights

EPS
$-0.39
P/B Ratio
1.7
EV/EBITDA
-19.1
EV: $688M
Revenue
$760M
Growth: 15.1%
Beta
1.7
High volatility
Current Ratio
1.6

Profitability

Gross Margin 27.4%
Operating Margin -13.9%
Net Margin -8.7%
Return on Equity (ROE) -15.2%
Return on Assets (ROA) -3.1%

Cash Flow & Balance Sheet

Operating Cash Flow$78M
Free Cash Flow$34M
Total Debt$190M
Debt-to-Equity55.2
Current Ratio1.6
Total Assets$1.1B

Price & Trading

Last Close$4.33
50-Day MA$6.26
200-Day MA$9.67
Avg Volume3.1M
Beta1.7
52-Week Range
$4.07
$17.54

About ACV Auctions Inc. (ACVA)

CEO
Mr. George G. Chamoun
Employees
3,200
Sector
Consumer Cyclical
Industry
Auto & Truck Dealerships
Country
United States
Exchange
NYSE
Market Cap
$722M
Currency
USD

ACV Auctions Inc. provides a wholesale auction marketplace to facilitate business-to-business used vehicle sales between a selling and buying dealership. The company offers marketplace platform includes digital marketplace that connects buyers and sellers by providing auctions, which facilitates real-time transactions of wholesale vehicles; Run List for pre-filtering and pre-screening of vehicles up to 24 hours prior to an auction taking place; ACV transportation service to enable the buyers to see real-time transportation quotes; ACV capital, a short-term inventory financing services for buyers to purchase vehicles; and Go Green customer assurance services for claims against defects in the vehicle. It also provides remarketing centers, which offers value-added services, such as vehicle reconditioning and storage to facilitate auction business with commercial partners, such as fleet, rental car, and financial sector consignors. In addition, the company offers data services, including True360 report, which provides cosmetic and structural vehicle assessments integrated into vehicle history reports for dealer to make wholesale and retail transaction decisions on and off the marketplace; ACV market report provides transaction data and condition reports for comparable used vehicles, including pricing data from third-party sources and allows dealers to determine pricing and valuation strategies for used vehicles; and ACV MAX inventory management software that enables dealers to manage their inventory and set pricing while turning vehicles. Further, it provides data and technology through inspection, such as condition reports, virtual lift solutions, Apex device, and vehicle intelligence platform; and marketplace enablement, comprising MyACV application, private marketplaces, operations automation, live appraisals, and programmatic buying service. ACV Auctions Inc. was incorporated in 2014 and is headquartered in Buffalo, New York.

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Frequently Asked Questions

Is ACV Auctions Inc. (ACVA) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), ACV Auctions Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is ACV Auctions Inc.'s debt ratio?

ACV Auctions Inc.'s debt ratio is 21.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 17.5%.

What are ACV Auctions Inc.'s key financial metrics?

ACV Auctions Inc. has a market capitalization of $722M, and revenue of $760M. The company maintains a gross margin of 27.4% and a net margin of -8.7%. Return on equity stands at -15.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.