Is SISB (4050) Halal?

SAU Consumer Cyclical Saudi Arabia $3.7B
✗ NOT HALAL
Confidence: 90/100
SISB (4050) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 115.3% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. SISB operates in the Consumer Cyclical sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 115.3%
/ 30%
4.7%
/ 30%
4.0%
/ 30%
0.31%
/ 5%
✗ NOT HALAL
DJIM 115.3%
/ 33%
4.7%
/ 33%
4.0%
/ 33%
0.31%
/ 5%
✗ NOT HALAL
MSCI 67.0%
/ 33%
2.7%
/ 33%
2.3%
/ 33%
0.31%
/ 5%
✗ NOT HALAL
S&P 115.3%
/ 33%
4.7%
/ 33%
4.0%
/ 33%
0.31%
/ 5%
✗ NOT HALAL
FTSE 67.0%
/ 33%
2.7%
/ 33%
2.3%
/ 50%
0.31%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
71.3
Forward: 86.3
EPS
$0.75
P/B Ratio
4.2
EV/EBITDA
25.7
EV: $8.3B
Revenue
$10.2B
Growth: 16.0%
Beta
0.6
Low volatility
Current Ratio
0.4

Profitability

Gross Margin 2.4%
Operating Margin 1.6%
Net Margin 0.5%
Return on Equity (ROE) 5.5%
Return on Assets (ROA) 1.7%

Cash Flow & Balance Sheet

Operating Cash Flow$651M
Free Cash Flow$276M
Total Debt$4.3B
Debt-to-Equity458.6
Current Ratio0.4
Total Assets$6.4B

Price & Trading

Last CloseSAR 53.80
50-Day MASAR 52.69
200-Day MASAR 56.62
Avg Volume227K
Beta0.6
52-Week Range
SAR 49.02
SAR 73.45

About SISB (4050)

CEO
Mr. Riyadh Bin Saleh Hamad Al-malik
Sector
Consumer Cyclical
Industry
Specialty Retail
Country
Saudi Arabia
Exchange
SAU
Market Cap
$3.7B
Currency
SAR

Saudi Automotive Services Company owns and operates a network of motor vehicle service stations in Saudi Arabia. It operates through Retail and Operations; SASCO Palm; Saudi Club; Transportation Fleet; and Others segments. The company establishes workshops for repairing cars, heavy equipment, and car service stations; engages in local and international car and motorcycle clubs; issues customs traffic documents and international driving licenses; establishes, manages, maintains, and operates motorsports and motorcycle circuits; organizes races and events related to motorsports and motorcycles; transports and distributes water; and transports refrigerated and frozen goods, equipment, liquids and gases, and cars. It also imports and sells foodstuffs, drinks, beverages, and raw materials; operates rest houses, motels, and restaurants; washes and lubricates cars and equipment; and imports and sells equipment and tools, motor vehicles, and spare parts. In addition, the company engages in buying, selling, and zoning lands and real estate, off-plan sale activities, managing and renting owned and leased residential and non-residential properties, management activities of properties against commission, and real estate registration services; providing marketing services; and constructing roads and bridges. Further, it undertakes contracts for establishment, management, maintenance, and operation of residential and commercial buildings, and road works; catering; and retail of food and beverages, as well as operates fuel station and related activities, hotels, and integrated office administrative service activities. Saudi Automotive Services Company was founded in 1981 and is headquartered in Riyadh, Saudi Arabia.

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Frequently Asked Questions

Is SISB (4050) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), SISB is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is SISB's debt ratio?

SISB's debt ratio is 115.3% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 67.0%.

What are SISB's key financial metrics?

SISB has a market capitalization of $3.7B, trailing P/E ratio of 71.3, and revenue of $10.2B. The company maintains a gross margin of 2.4% and a net margin of 0.5%. Return on equity stands at 5.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.