SISB (4050) Financial Ratio Screen

SAU Consumer Cyclical Saudi Arabia SAR 2712M
RATIOS FAIL*
Automated financial screen · activity assessed separately
SISB (4050) is potentially non-compliant in the automated ratio model. The company's debt ratio of 66.8% exceeds the 30% MSCI new-inclusion threshold relative to total assets. SISB operates in the Consumer Cyclical sector.

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MSCI new-inclusion financial-ratio snapshot

4050 financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
66.8%
Fail vs 30%
Cash ratio
3.3%
Pass vs 30%
Receivables + cash
5.2%
Pass vs 30%
Impermissible income
0.3%
Pass vs 5%

Calculation date: 2026-10-15. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-10-15S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Specialty Retail) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Saudi Automotive Services Company owns and operates a network of motor vehicle service stations in Saudi Arabia. It operates through Retail and Operations; SASCO Palm; Saudi Club; Transportation Fleet; and Others segments. The company establishes workshops for repairing cars, heavy equipment, and car service stations; engages in local and international car and motorcycle clubs; issues customs traffic documents and international driving licenses; establishes, manages, maintains, and operates motorsports and motorcycle circuits; organizes races and events related to motorsports and motorcycles; transports and distributes water; and transports refrigerated and frozen goods, equipment, liquids and gases, and cars. It also imports and sells foodstuffs, drinks, beverages, and raw materials; operates rest houses, motels, and restaurants; motorcycle fuels, gas stations; washes and lubricates cars and equipment; and imports and sells equipment and tools, motor vehicles, and spare parts. In addition, the company engages in buying, selling, and zoning lands and real estate, off-plan sale activities, managing and renting owned and leased residential and non-residential properties, management activities of properties against commission, and real estate registration services; providing marketing services; temporary employment agencies for domestic and foreign labor services; and constructing roads and bridges. Further, it undertakes contracts for establishment, management, maintenance, and operation of residential and commercial buildings, and road works; catering; and retail of food and beverages, as well as operates fuel station and related activities, hotels, and integrated office administrative service activities. Saudi Automotive Services Company was founded in 1981 and is headquartered in Riyadh, Saudi Arabia.

Sources to verify: Secondary company profile and classification · Issuer website

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style debt and cash reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 66.8%
/ 30%
3.3%
/ 30%
5.2%
/ 30%
0.28%
/ 5%
RATIOS FAIL*
FTSE 66.8%
/ 33%
3.3%
/ 33%
5.2%
/ 50%
0.28%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
43.0
Forward: 62.5
EPS
currency unverified 0.90
Dividend Yield
0.0%
P/B Ratio
3.0
EV/EBITDA
27.7
EV: SAR 7.5B
Revenue
SAR 11.8B
Growth: 12.2%
Beta
0.4
Low volatility
Current Ratio
0.4

Profitability

Gross Margin 1.8%
Operating Margin 1.1%
Net Margin 0.5%
Return on Equity (ROE) 6.3%
Return on Assets (ROA) 1.0%

Cash Flow & Balance Sheet

Operating Cash FlowSAR 623M
Free Cash FlowSAR 358M
Total DebtSAR 4.7B
Debt-to-Equity448.0
Current Ratio0.4
Total AssetsSAR 7.0B

Price & Trading

Last CloseSAR 40.10
50-Day MASAR 41.31
200-Day MASAR 47.68
Avg Volume281K
Beta0.4
52-Week Range
SAR 37.20
SAR 73.45

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-10-11 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About SISB (4050)

CEO
Engineer Mohammed Hajjaj Al-Hajjaj
Sector
Consumer Cyclical
Industry
Specialty Retail
Country
Saudi Arabia
Exchange
SAU
Market Cap (listing currency)
SAR 2712M
Currency
SAR

Saudi Automotive Services Company owns and operates a network of motor vehicle service stations in Saudi Arabia. It operates through Retail and Operations; SASCO Palm; Saudi Club; Transportation Fleet; and Others segments. The company establishes workshops for repairing cars, heavy equipment, and car service stations; engages in local and international car and motorcycle clubs; issues customs traffic documents and international driving licenses; establishes, manages, maintains, and operates motorsports and motorcycle circuits; organizes races and events related to motorsports and motorcycles; transports and distributes water; and transports refrigerated and frozen goods, equipment, liquids and gases, and cars. It also imports and sells foodstuffs, drinks, beverages, and raw materials; operates rest houses, motels, and restaurants; motorcycle fuels, gas stations; washes and lubricates cars and equipment; and imports and sells equipment and tools, motor vehicles, and spare parts. In addition, the company engages in buying, selling, and zoning lands and real estate, off-plan sale activities, managing and renting owned and leased residential and non-residential properties, management activities of properties against commission, and real estate registration services; providing marketing services; temporary employment agencies for domestic and foreign labor services; and constructing roads and bridges. Further, it undertakes contracts for establishment, management, maintenance, and operation of residential and commercial buildings, and road works; catering; and retail of food and beverages, as well as operates fuel station and related activities, hotels, and integrated office administrative service activities. Saudi Automotive Services Company was founded in 1981 and is headquartered in Riyadh, Saudi Arabia.

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Frequently Asked Questions

Is SISB (4050) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is SISB's debt ratio?

SISB's debt ratio is 66.8% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are SISB's key financial metrics?

SISB has a market capitalization of SAR 2712M in its listing currency, trailing P/E ratio of 43.0, and revenue of SAR 11.8B. The company maintains a gross margin of 1.8% and a net margin of 0.5%. Return on equity stands at 6.3%.

How often is the screening data updated?

Calculation date: 2026-10-15. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.